DiscoverSeniorBenefits.com · Free community handout
2026 Senior Benefits Checklist
Monroe County, Florida
48 programs17 categoriesEvery one linked to its official sourceLast verified · July 22, 2026
Free · No Social Security number · No credit card · Not a government agency
Start here — the free 5-minute benefits check
- 1Answer a few plain-English questions (age, ZIP, rough income).
- 2See which of these programs fit — with a dollar estimate for each.
- 3Call or apply to your top match, using this sheet's phone numbers.
discoverseniorbenefits.com/scan?src=checklist-monroe
Emergency Aid
Monroe County Social Services — LIHEAP + Community Support Services
$200–$1,500/yr305-292-4408www.monroecounty-fl.govLast verified · July 20, 2026
Emergency Home Energy Assistance for the Elderly Program (EHEAP) — Monroe County
$300–$1,000/yr305-670-4357elderaffairs.orgLast verified · June 5, 2026
Employment
Senior Community Service Employment Program (SCSEP)
$15,000–$17,000/yr1-877-872-5627www.dol.govLast verified · June 14, 2026
Energy Assistance
LIHEAP — Low-Income Home Energy Assistance Program (Florida)
$350–$1,000/yr211www.floridajobs.orgLast verified · June 21, 2026
Food Assistance
Home-Delivered Meals (Meals on Wheels)
$1,500–$4,000/yr1-800-677-1116acl.govLast verified · May 13, 2026
Congregate Meals at Senior Centers
$1,000–$2,500/yr1-800-677-1116acl.govLast verified · May 13, 2026
SNAP (Supplemental Nutrition Assistance Program) for Seniors
$280–$2,400/yr1-800-221-5689www.fns.usda.govLast verified · June 21, 2026
Health Coverage
Florida Medicaid for the Aged, Blind & Disabled (MEDS-AD)
$4,000–$12,000/yr1-866-762-2237ahca.myflorida.comLast verified · May 28, 2026
Healthcare
Lower Keys Medical Center — Charity Care + Financial Assistance Program
$500–$35,000/yr305-294-5531www.lkmc.comLast verified · July 20, 2026
VA Health Care
$5,000–$20,000/yr1-877-222-8387www.va.govLast verified · July 19, 2026
CHAMPVA (Civilian Health and Medical Program of the VA)
$3,000–$15,000/yr1-800-733-8387www.va.govLast verified · July 19, 2026
Home Care
Program of All-Inclusive Care for the Elderly (PACE)
$30,000–$80,000/yr1-800-963-5337ahca.myflorida.comLast verified · June 23, 2026
Florida Alzheimer's Disease Initiative (ADI)
$2,400–$18,000/yr1-800-963-5337elderaffairs.orgLast verified · May 28, 2026
Florida Community Care for the Elderly (CCE)
$2,000–$15,000/yr1-800-963-5337elderaffairs.orgLast verified · May 28, 2026
Housing
Housing Choice Voucher (Section 8)
$8,000–$20,000/yr1-800-955-2232www.hud.govLast verified · July 22, 2026
HUD Section 202 Supportive Housing for the Elderly
$5,000–$15,000/yr1-800-955-2232www.hud.govLast verified · July 22, 2026
Income Support
Supplemental Security Income (SSI)
$11,928–$17,892/yr1-800-772-1213www.ssa.govLast verified · June 15, 2026
Florida Optional State Supplementation (OSS)
$1,200–$9,600/yr1-866-762-2237www.flsenate.govLast verified · July 20, 2026
Long Term Care
Florida Statewide Medicaid Managed Care Long-Term Care (SMMC LTC)
$20,000–$80,000/yr1-800-963-5337ahca.myflorida.comLast verified · May 28, 2026
PACE — Program of All-Inclusive Care for the Elderly
$6,000–$40,000/yr1-800-633-4227www.medicaid.govLast verified · June 21, 2026
Florida State Veterans' Homes (Nursing Home and Assisted Living Care)
www.flsenate.govLast verified · July 20, 2026
Medicare Savings
Extra Help (Part D Low-Income Subsidy)
$4,000–$5,300/yr1-800-772-1213www.ssa.govLast verified · June 14, 2026
Qualified Medicare Beneficiary (QMB)
$2,435–$3,500/yr1-800-MEDICAREwww.medicare.govLast verified · July 22, 2026
Qualifying Individual (QI)
$2,400–$2,435/yr1-800-MEDICAREwww.medicare.govLast verified · July 22, 2026
Nutrition
Alliance for Aging — Senior Nutrition + In-Home Services (Monroe County)
$1,500–$5,000/yr305-670-4357allianceforaging.orgLast verified · June 5, 2026
Supportive Services
National Family Caregiver Support Program (OAA Title III-E)
$1,000–$5,000/yr1-800-677-1116acl.govLast verified · May 16, 2026
Older Americans Act Supportive Services (Title III-B)
$500–$3,000/yr1-800-677-1116acl.govLast verified · June 15, 2026
Florida Military Gold Sportsman's License (Reduced-Fee Hunting & Fishing Package)
$75–$85/yrwww.flsenate.govLast verified · July 20, 2026
Tax Relief
Florida Total Property Tax Exemption for 100% Disabled Veterans
$2,000–$5,000/yrwww.flsenate.govLast verified · July 20, 2026
Florida Combat-Disabled Veteran Age 65+ Property Tax Discount
$150–$3,000/yrwww.flsenate.govLast verified · July 20, 2026
Florida Long-Term Resident Senior Homestead Exemption
$800–$2,500/yrwww.flsenate.govLast verified · July 20, 2026
Transportation
Key West Transit + Lower Keys Shuttle — Free Senior Fares + Paratransit (Monroe County)
$400–$2,500/yr305-809-3910www.cityofkeywest-fl.govLast verified · July 20, 2026
Utility Assistance
Weatherization Assistance Program (WAP)
$3,000–$8,000/yrwww.energy.govLast verified · July 22, 2026
Federal Lifeline
$111–$411/yr1-800-234-9473www.fcc.govLast verified · June 14, 2026
Veteran Benefits
VA Aid & Attendance (Improved Pension)
$12,000–$34,488/yr1-800-827-1000www.va.govLast verified · July 19, 2026
Documents to gather before applying
- Photo ID (driver's license or state ID)
- Social Security card
- Medicare card (if enrolled)
- Proof of income (award letter, pay stubs, pension statement)
- Recent bank statements
- Proof of residency (utility bill or lease)
- List of current medications
- Insurance cards
Local starting point
Alliance for Aging, Inc. — 501(c)(3) nonprofit incorporated 1988; designated by the State of Florida as the Area Agency on Aging (AAA) for PSA 11, covering Miami-Dade and Monroe counties; administers OAA Title III nutrition + Community Care for the Elderly (CCE) + Aging & Disability Resource Center (ADRC) services + Florida ElderHelpline routing for Monroe County (Florida Keys) seniors
305-670-4357
Your local Area Agency on Aging can walk through any program on this list by phone.