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2026 Senior Benefits Checklist
Bell County, Kentucky

43 programs15 categoriesEvery one linked to its official sourceLast verified · July 22, 2026

Free · No Social Security number · No credit card · Not a government agency

Start here — the free 5-minute benefits check

  1. 1Answer a few plain-English questions (age, ZIP, rough income).
  2. 2See which of these programs fit — with a dollar estimate for each.
  3. 3Call or apply to your top match, using this sheet's phone numbers.

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Employment

1 program

  • Senior Community Service Employment Program (SCSEP)

    $15,000–$17,000/yr

    1-877-872-5627www.dol.govLast verified · June 14, 2026

Energy Assistance

2 programs

  • Energy Assistance (LIHEAP) — Bell County

    $350–$1,000/yr

    1-800-456-3452www.chfs.ky.govLast verified · July 20, 2026

  • LIHEAP — Kentucky Low Income Home Energy Assistance Program

    $150–$500/yr

    1-800-456-3452chfs.ky.govLast verified · July 20, 2026

Food Assistance

3 programs

  • Home-Delivered Meals (Meals on Wheels)

    $1,500–$4,000/yr

    1-800-677-1116acl.govLast verified · May 13, 2026

  • Congregate Meals at Senior Centers

    $1,000–$2,500/yr

    1-800-677-1116acl.govLast verified · May 13, 2026

  • SNAP (Supplemental Nutrition Assistance Program) for Seniors

    $280–$2,400/yr

    1-800-221-5689www.fns.usda.govLast verified · June 21, 2026

Health Coverage

1 program

  • Kentucky Medicaid for the Aged, Blind & Disabled

    $4,000–$12,000/yr

    1-855-459-6328www.chfs.ky.govLast verified · July 13, 2026

Healthcare

3 programs

  • VA Health Care

    $5,000–$20,000/yr

    1-877-222-8387www.va.govLast verified · July 19, 2026

  • Hospital Charity Care / Financial Assistance — Bell County

    $500–$20,000/yr

    211www.irs.govLast verified · June 21, 2026

  • CHAMPVA (Civilian Health and Medical Program of the VA)

    $3,000–$15,000/yr

    1-800-733-8387www.va.govLast verified · July 19, 2026

Home Care

3 programs

  • Program of All-Inclusive Care for the Elderly (PACE)

    $30,000–$80,000/yr

    www.chfs.ky.govLast verified · July 20, 2026

  • Personal Care Attendant Program (PCAP)

    $5,000–$20,000/yr

    www.chfs.ky.govLast verified · July 20, 2026

  • Kentucky Homecare Program

    $1,000–$5,000/yr

    1-800-677-1116www.chfs.ky.govLast verified · July 13, 2026

Housing

2 programs

  • Housing Choice Voucher (Section 8)

    $8,000–$20,000/yr

    1-800-955-2232www.hud.govLast verified · July 22, 2026

  • HUD Section 202 Supportive Housing for the Elderly

    $5,000–$15,000/yr

    1-800-955-2232www.hud.govLast verified · July 22, 2026

Income Support

2 programs

  • Supplemental Security Income (SSI)

    $11,928–$17,892/yr

    1-800-772-1213www.ssa.govLast verified · June 15, 2026

  • Kentucky State Supplementation

    $1,000–$5,500/yr

    1-855-306-8959apps.legislature.ky.govLast verified · July 20, 2026

Long Term Care

2 programs

  • PACE — Program of All-Inclusive Care for the Elderly

    $6,000–$40,000/yr

    1-800-633-4227www.medicaid.govLast verified · June 21, 2026

  • Kentucky State Veterans Centers (Long-Term Nursing Care)

    502-564-9203veterans.ky.govLast verified · July 20, 2026

Medicare Savings

3 programs

  • Extra Help (Part D Low-Income Subsidy)

    $4,000–$5,300/yr

    1-800-772-1213www.ssa.govLast verified · June 14, 2026

  • Qualified Medicare Beneficiary (QMB)

    $2,435–$3,500/yr

    1-800-MEDICAREwww.medicare.govLast verified · July 22, 2026

  • Qualifying Individual (QI)

    $2,400–$2,435/yr

    1-800-MEDICAREwww.medicare.govLast verified · July 22, 2026

Supportive Services

3 programs

  • Kentucky Traumatic Brain Injury Trust Fund

    $2,000–$15,000/yr

    1-855-816-9577www.chfs.ky.govLast verified · July 20, 2026

  • National Family Caregiver Support Program (OAA Title III-E)

    $1,000–$5,000/yr

    1-800-677-1116acl.govLast verified · May 16, 2026

  • Hart-Supported Living Program

    $500–$5,000/yr

    www.chfs.ky.govLast verified · July 13, 2026

Tax Relief

2 programs

  • Federal Credit for the Elderly or the Disabled (IRS Schedule R)

    $0–$1,125/yr

    1-800-829-1040www.irs.govLast verified · July 22, 2026

  • Kentucky Homestead Exemption

    $300–$550/yr

    revenue.ky.govLast verified · July 13, 2026

Transportation

1 program

  • Senior & Disabled Transportation (HSTD + Rural Transit) — Bell County

    $150–$1,500/yr

    1-888-941-7433transportation.ky.govLast verified · July 13, 2026

Utility Assistance

2 programs

  • Weatherization Assistance Program (WAP)

    $3,000–$8,000/yr

    www.energy.govLast verified · July 22, 2026

  • Federal Lifeline

    $111–$411/yr

    1-800-234-9473www.fcc.govLast verified · June 14, 2026

Veteran Benefits

1 program

  • VA Aid & Attendance (Improved Pension)

    $12,000–$34,488/yr

    1-800-827-1000www.va.govLast verified · July 19, 2026

Prepare & get help

Documents to gather before applying

  • Photo ID (driver's license or state ID)
  • Social Security card
  • Medicare card (if enrolled)
  • Proof of income (award letter, pay stubs, pension statement)
  • Recent bank statements
  • Proof of residency (utility bill or lease)
  • List of current medications
  • Insurance cards

Local starting point

Cumberland Valley Area Agency on Aging & Independent Living (Cumberland Valley Area Development District)

1-606-877-5763

Your local Area Agency on Aging can walk through any program on this list by phone.

43 programs covering Bell County are checked at discoverseniorbenefits.com · program data last verified July 22, 2026. Programs and eligibility rules change — the agency makes the final decision. Not legal or financial advice. Generated July 23, 2026.

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