How to apply for Kentucky Medicaid for the Aged, Blind & Disabled

Who it's for

Kentucky Medicaid for the Aged, Blind, and Disabled is the state's comprehensive health coverage for seniors 65 and older (and people who are blind or disabled at any age) with limited income and resources. It covers doctor visits, hospital care, prescriptions, lab work, and long-term care, usually with little or no out-of-pocket cost, and it works alongside Medicare to cover what Medicare doesn't. Kentucky links this coverage to the federal SSI program: a senior who qualifies for SSI is automatically eligible for Medicaid, so the income and resource limits track the federal SSI standards — about $967 per month in countable income for an individual ($1,450 for a couple) and $2,000 in countable resources ($3,000 for a couple). Countable resources exclude your primary home and one vehicle. Seniors whose income is a little too high may still qualify through the Medically Needy 'spend-down' pathway, where medical expenses are used to offset income above the limit.

What you'll need

• Proof of identity (driver's license or state ID)
• Social Security card
• Medicare card (if enrolled)
• Proof of all income (Social Security award letter, pension statements)
• Bank statements and documentation of countable resources
• Proof of Kentucky residency

Where to apply

Renewals

annual