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2026 Senior Benefits Checklist
Ocean County, New Jersey

49 programs15 categoriesEvery one linked to its official sourceLast verified · July 26, 2026

Free · No Social Security number · No credit card · Not a government agency

Start here — the free 5-minute benefits check

  1. 1Answer a few plain-English questions (age, ZIP, rough income).
  2. 2See which of these programs fit — with a dollar estimate for each.
  3. 3Call or apply to your top match, using this sheet's phone numbers.

discoverseniorbenefits.com/scan?src=checklist-ocean

Emergency Aid

3 programs
  • Ocean County Emergency Aid — Referral Coordination

    $200–$3,000/yr

    211www.co.ocean.nj.usLast verified · July 20, 2026

  • LIHEAP — Home Energy Assistance Program (New Jersey)

    $200–$1,500/yr

    1-800-510-3102www.nj.govLast verified · July 20, 2026

  • Ocean County LIHEAP Administering Agency — Home Energy Assistance (Ocean County)

    $200–$1,500/yr

    1-800-510-3102www.nj.govLast verified · July 20, 2026

Employment

1 program
  • Senior Community Service Employment Program (SCSEP)

    $15,000–$17,000/yr

    1-877-872-5627www.dol.govLast verified · June 14, 2026

Food Assistance

3 programs
  • Home-Delivered Meals (Meals on Wheels)

    $1,500–$4,000/yr

    1-800-677-1116acl.govLast verified · May 13, 2026

  • Congregate Meals at Senior Centers

    $1,000–$2,500/yr

    1-800-677-1116acl.govLast verified · May 13, 2026

  • SNAP (Supplemental Nutrition Assistance Program) for Seniors

    $280–$2,400/yr

    1-800-221-5689www.fns.usda.govLast verified · June 21, 2026

Healthcare

3 programs
  • NJ FamilyCare — Aged, Blind, Disabled Medicaid

    $4,000–$30,000/yr

    1-800-701-0710www.njfamilycare.orgLast verified · July 20, 2026

  • Hackensack Meridian Ocean University Medical Center (Brick) + Hackensack Meridian Southern Ocean Medical Center (Manahawkin) — Financial Assistance (Ocean County)

    $500–$30,000/yr

    732-840-2200www.hackensackmeridianhealth.orgLast verified · June 11, 2026

  • VA Health Care

    $5,000–$20,000/yr

    1-877-222-8387www.va.govLast verified · July 19, 2026

Home Care

1 program
  • Program of All-Inclusive Care for the Elderly (PACE)

    $30,000–$80,000/yr

    1-877-222-3737www.nj.govLast verified · June 23, 2026

Housing

2 programs
  • Housing Choice Voucher (Section 8)

    $8,000–$20,000/yr

    1-800-955-2232www.hud.govLast verified · July 26, 2026

  • HUD Section 202 Supportive Housing for the Elderly

    $5,000–$15,000/yr

    1-800-955-2232www.hud.govLast verified · July 26, 2026

Income Support

2 programs
  • Supplemental Security Income (SSI)

    $11,928–$17,892/yr

    1-800-772-1213www.ssa.govLast verified · June 15, 2026

  • New Jersey Catastrophic Entitlement ($150/Month for Severe Service-Connected Disabilities)

    $1,800–$1,800/yr

    888-865-8387www.nj.govLast verified · July 20, 2026

Long Term Care

3 programs
  • New Jersey Managed Long Term Services and Supports (MLTSS)

    $20,000–$80,000/yr

    1-877-222-3737www.nj.govLast verified · July 20, 2026

  • PACE — Program of All-Inclusive Care for the Elderly

    $6,000–$40,000/yr

    1-800-633-4227www.medicaid.govLast verified · June 21, 2026

  • New Jersey Veterans Memorial Homes (Long-Term Care)

    609-530-4600www.nj.govLast verified · July 20, 2026

Medicare Savings

3 programs
  • Extra Help (Part D Low-Income Subsidy)

    $4,000–$5,300/yr

    1-800-772-1213www.ssa.govLast verified · June 14, 2026

  • Qualified Medicare Beneficiary (QMB)

    $2,435–$3,500/yr

    1-800-MEDICAREwww.medicare.govLast verified · July 26, 2026

  • Qualifying Individual (QI)

    $2,400–$2,435/yr

    1-800-MEDICAREwww.medicare.govLast verified · July 26, 2026

Nutrition

1 program
  • Ocean County Office of Senior Services — Title III + NJ SHIP + PAAD/Senior Gold Enrollment (Ocean County)

    $1,500–$6,000/yr

    732-929-2091www.co.ocean.nj.usLast verified · July 20, 2026

Supportive Services

3 programs
  • National Family Caregiver Support Program (OAA Title III-E)

    $1,000–$5,000/yr

    1-800-677-1116acl.govLast verified · May 16, 2026

  • Older Americans Act Supportive Services (Title III-B)

    $500–$3,000/yr

    1-800-677-1116acl.govLast verified · June 15, 2026

  • Long-Term Care Ombudsman Program

    1-800-677-1116acl.govLast verified · June 15, 2026

Tax Relief

3 programs
  • New Jersey 100% Disabled Veteran Property Tax Exemption (Full Exemption)

    $7,000–$12,000/yr

    609-292-7974www.nj.govLast verified · July 20, 2026

  • Senior Freeze — Property Tax Reimbursement (PTR)

    $200–$5,000/yr

    1-800-882-6597www.nj.govLast verified · July 20, 2026

  • ANCHOR — Affordable New Jersey Communities for Homeowners and Renters

    $450–$1,750/yr

    1-888-238-1233www.nj.govLast verified · July 20, 2026

Transportation

2 programs
  • NJ Transit Senior Citizen Reduced Fare

    $300–$2,500/yr

    973-491-7600www.njtransit.comLast verified · June 11, 2026

  • NJ Transit (North Jersey Coast Line southern + Atlantic City Line) + Local Bus + Ocean Ride Paratransit (Ocean County)

    $300–$2,500/yr

    732-736-8989www.njtransit.comLast verified · June 11, 2026

Utility Assistance

2 programs
  • Weatherization Assistance Program (WAP)

    $3,000–$8,000/yr

    www.energy.govLast verified · July 26, 2026

  • Federal Lifeline

    $111–$411/yr

    1-800-234-9473www.fcc.govLast verified · June 14, 2026

Veteran Benefits

1 program
  • VA Aid & Attendance (Improved Pension)

    $12,000–$34,488/yr

    1-800-827-1000www.va.govLast verified · July 19, 2026

Prepare & get help

Documents to gather before applying

  • Photo ID (driver's license or state ID)
  • Social Security card
  • Medicare card (if enrolled)
  • Proof of income (award letter, pay stubs, pension statement)
  • Recent bank statements
  • Proof of residency (utility bill or lease)
  • List of current medications
  • Insurance cards

Local starting point

Ocean County Office of Senior Services — designated Area Agency on Aging under the Older Americans Act Title III for Ocean County; one of 21 NJ county AAAs.

732-929-2091

Your local Area Agency on Aging can walk through any program on this list by phone.

49 programs covering Ocean County are checked at discoverseniorbenefits.com · program data last verified July 26, 2026. Programs and eligibility rules change — the agency makes the final decision. Not legal or financial advice. Generated July 27, 2026.

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