Benefits · Healthcare
How to apply for NJ FamilyCare — Aged, Blind, Disabled Medicaid
New Jersey Department of Human Services, Division of Medical Assistance and Health Services (DMAHS) — administers NJ FamilyCare ABD Medicaid
Who it's for
NJ FamilyCare Aged/Blind/Disabled (ABD) Medicaid covers New Jerseyans age 65+, blind, or disabled. Income limit (2026): ~$1,304/month single / ~$1,762/month couple (100% FPL — more generous than PA's strict SSI-FBR linkage). Resource limit: $4,000 single / $6,000 couple. Covers full Medicaid including long-term care. NJ also offers the Medically Needy program for those above income limits (spend-down). Apply at njfamilycare.org or via the local County Welfare Agency. Compare PA's strict ABD ($989/mo SSI-linked); NJ is meaningfully more generous on income.
NJ FamilyCare ABD at ~100% FPL is more generous than PA's strict SSI-linked threshold (~$989/mo) but less generous than NY's expanded ~138% FPL. Resource test still applies ($4,000/$6,000). Medically Needy program available for those above income limit. Married couples — long-term-care note: New Jersey applies spousal protections to Medicaid long-term care, including Managed Long Term Services and Supports (MLTSS) and nursing-facility care. When one spouse needs long-term care and the other stays home, federal spousal-impoverishment rules protect the spouse who stays home (the community spouse). The single-applicant income and asset limits above are not applied to the community spouse's protected share — in 2026 that spouse can keep up to $162,660 in countable assets, plus a minimum monthly income allowance, while the spouse who needs care still qualifies. The state Medicaid agency calculates the exact protected amount; this eligibility check cannot. Not legal or financial advice.
What you'll need
- Proof of age 65+ (or blind/disabled status)
- Proof of NJ residency
- Proof of all household income and assets
- Social Security card
- Medicare card if enrolled
Where to apply
Apply online: official application
By phone: 1-800-701-0710
What to say when you call
“Hello, I'm calling to ask about NJ FamilyCare — Aged, Blind, Disabled Medicaid. I'd like to know whether I may qualify, what documents I need, and whether I can apply online, by mail, by phone, or in person. I understand I may need proof of age 65+ (or blind/disabled status), proof of nj residency, proof of all household income and assets — is anything else required? What is the best next step?”
Tip: have a pen ready, ask for the person's name, and write down any case or reference number they give you.
Renewals
annual
Not sure if you qualify? Run a free check first.
Find my benefitsNot legal or financial advice. The agency makes the final eligibility decision.