Benefits · Healthcare

How to apply for MMAP — Michigan's State Health Insurance Assistance Program (Medicare Counseling)

Michigan Department of Health and Human Services (MDHHS), Aging, Community Living, and Supports Bureau

Who it's for

Michigan's State Health Insurance Assistance Program (SHIP), long known as MMAP (the Michigan Medicare/Medicaid Assistance Program), gives free, unbiased Medicare counseling. Trained counselors help compare Medicare plans, enroll in Medicare Savings Programs and Extra Help, sort out bills and Medicare Summary Notices, and file appeals — at no charge, and without selling anything. Call 1-800-803-7174 to reach a local counselor.

MMAP/SHIP is a free counseling service — there is no income or asset test. The value is in informed plan choices and program enrollments that can save hundreds to thousands of dollars a year. Counselors do not sell plans.

What you'll need

  • Medicare card
  • Current insurance information
  • A list of current medications (helpful for Part D comparisons)

Where to apply

Apply online: official application

By phone: 1-800-803-7174

Renewals

annual

Official source →Last verified · June 28, 2026

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Not legal or financial advice. The agency makes the final eligibility decision.