Senior benefits, simplified

The benefits you're missing —
and what they're worth.

See which federal, state, and county benefits you — a parent or someone you're helping — may qualify for, with a dollar estimate for each. Free, about five minutes. Every result links to the official source it came from, with the date it was last verified.

Not ready for the full check? Get a 1-minute estimate →

  • ~5 minutes
  • .gov sourced
  • Free, always

Coverage at the federal, state, and county level

A private educational tool — not a government agency. The responsible agency makes every final eligibility decision.

Example — what a benefits check returns:

Sample result

Not your data — example output from a benefits check

23 programs checked · 6 look like a potential fit

Worth roughly $8,100–$11,400 a year

Match 1 of 6

Likely qualifies

Medicare Savings Program (QMB)

Federal · CMS

Adds about $185 back to your Social Security check every month, and covers Medicare deductibles and copays.

Estimated value · $2,220/year

What to do

  • Gather your Medicare card and proof of income
  • Apply through your county's Medicaid office
medicare.gov · Last verified · May 8, 2026Apply →

How it works

Three steps. About five minutes.

Built around a deterministic rule engine, not a chatbot. The result is a clear, source-cited map of benefits to act on.

01

Share a few details

Age, ZIP, income range, household size, and a few yes/no questions. No SSN, no birth date, no medical diagnoses.

02

6726 programs are checked

A deterministic rule engine compares your profile against eligibility rules pulled from .gov sources. The actual rule that matched is shown. More programs are added as their rules are encoded and verified.

03

Get a benefit map

See programs you likely qualify for now, programs you'll qualify for as you age, dollar value estimates, and where to apply.

Why this is different

Most benefit finders stop at a list of names.

Program listings are easy. Knowing what a program is worth, whether your county actually offers it, and how the picture changes if you move — that takes rules, not a directory.

Rules written for your county

Eligibility is decided by rules encoded for every one of 1,383 counties across 15 states — your county's aging agency, hospital programs, transit help, and local aid. Not a directory guess that mixes up neighboring cities.

See what happens if they move

Thinking about moving a parent closer? Compare any two covered counties — even across state lines — and see which benefits a household would gain or lose, with a dollar estimate. No other benefits site does this.

Compare counties

Cited and dated, every program

Every program links to the official source it came from and shows the date it was last verified — so you can see exactly where a rule or dollar figure comes from before you call an agency.

Programs covered

6726 benefit programs, hand-verified.

Every program here was researched from its official .gov source and encoded into the rule engine. More are added as their eligibility rules are coded and verified.

Explore:

Choose a category above, or pick your state, to see the 6726 programs in the catalog. Eligibility for every program is decided by deterministic rules tied to its .gov source.

Trust model

Rules decide eligibility. AI only writes the explanation.

Most AI eligibility tools let a chatbot decide whether you qualify — that's how you end up with hallucinated programs and made-up income limits. This is built differently.

Read the full methodology
Layer 1

Deterministic rule engine

  • Hand-coded rules per program
  • Linked to specific .gov source URLs
  • Versioned in a public Git repository
  • Unit-tested against real profiles
Layer 2

Plain-English narrator

  • Used only to translate, never to decide
  • Cannot invent program names or URLs
  • Cannot change a qualification status
  • Output checked against the rule engine

Privacy first

What this site will never ask for.

California has the strictest consumer privacy law in the country — CCPA/CPRA — and this site follows it from day one. Your information is never sold, shared, or rented.

  • Your exact date of birth (age range only)
  • Specific medical conditions or diagnoses
  • Exact dollar values of your assets
  • A phone number, unless you ask for a call
  • Anything sold to insurance brokers

FAQ

Common questions, answered.

Is the eligibility check really free?
Yes. The eligibility check and full results are free for everyone, no signup or payment required.
How is eligibility determined?
By deterministic rules — code that compares your profile against eligibility criteria pulled from official .gov sources. AI is only used to translate the legalese into plain English. The AI never decides whether you qualify.
Will my information be sold to insurance brokers or marketers?
No. DiscoverSeniorBenefits is not a Medicare insurance broker or lead-generator. Your data is not sold, rented, or shared with marketers, ever.
What information is collected?
Age, ZIP, income range, household size, marital status, and a few yes/no questions. Social Security numbers, exact dates of birth, and specific medical conditions are never requested. Files you choose to add to the paid plan's document vault are encrypted, never read or analyzed, and can be deleted anytime.
How current are the program rules?
Each program is verified against its official source at least quarterly. A 'last verified' date appears on every program in your results so you can see exactly how fresh the rule check is.
What if my situation is complicated?
Medicaid spend-down planning, estate decisions, and long-term care strategy need an elder-law attorney or a HICAP counselor. This site is a directory, not legal or financial advice.
Which states are covered?
all 15 Arizona counties, all 58 California counties, all 67 Florida counties, all 159 Georgia counties, all 102 Illinois counties, all 92 Indiana counties, all 120 Kentucky counties, all 83 Michigan counties, all 21 New Jersey counties, all 62 New York counties, all 100 North Carolina counties, all 88 Ohio counties, all 67 Pennsylvania counties, all 95 Tennessee counties, and all 254 Texas counties today, with more states being added as their program rules are encoded and verified. Federal programs are evaluated for everyone, regardless of state.

Have a question that isn't here? support@discoverseniorbenefits.com

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Get notified when new programs are added.

A short, occasional update when a new program goes live or when an important rule changes. No spam, unsubscribe anytime.

Ready when you are

Most people are missing at least one program worth $1,000+ a year.

Five minutes. Free. Find out which ones apply to you — or to a parent you're helping.