Benefits · Medicare Savings

How to apply for Qualifying Individual (QI)

Centers for Medicare & Medicaid Services / state Medicaid agencies

Who it's for

QI is the top income tier of the Medicare Savings Programs. Like SLMB, it pays the Medicare Part B premium (around $185/month, roughly $2,220/year) — but for households whose income is too high for SLMB. Eligibility falls between 120% and 135% of the federal poverty level. QI funding is a federal block grant awarded on a first-come, first-served basis each calendar year, and enrollment must be renewed every year. QI is mutually exclusive with full Medi-Cal — anyone already receiving Medi-Cal benefits is not eligible for QI but typically gets the Part B premium covered by Medi-Cal directly.

What you'll need

  • Proof of identity (driver's license or state ID)
  • Proof of state residency
  • Social Security card
  • Medicare card
  • Last month's bank statements
  • Proof of income (Social Security award letter, pay stubs, pension statements)

Where to apply

In California

Apply online: official application

By phone: 1-800-MEDICARE

In Florida

Apply online: official application

By phone: 1-800-MEDICARE

In Kentucky

Apply online: official application

By phone: (855) 459-6328

In New York

Apply online: official application

By phone: 1-800-MEDICARE

In Texas

Apply online: official application

By phone: 1-800-MEDICARE

Renewals

annual

Official source →Last verified · May 13, 2026

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Not legal or financial advice. The agency makes the final eligibility decision.