Benefits · Medicare Savings

How to apply for Qualified Medicare Beneficiary (QMB)

Centers for Medicare & Medicaid Services / state Medicaid agencies

Who it's for

QMB pays your Medicare Part A and Part B premiums, deductibles, coinsurance, and copayments. If you qualify, you should not be billed for any Medicare-covered services. It's the most generous of the four Medicare Savings Programs and is widely under-enrolled — the federal government estimates millions of eligible Americans are not enrolled.

What you'll need

  • Proof of identity (driver's license or state ID)
  • Proof of state residency
  • Social Security card
  • Medicare card
  • Last month's bank statements
  • Proof of income (Social Security award letter, pay stubs, pension statements)

Where to apply

In California

Apply online: official application

By phone: 1-800-MEDICARE

In Florida

Apply online: official application

By phone: 1-800-MEDICARE

In Kentucky

Apply online: official application

By phone: (855) 459-6328

In New York

Apply online: official application

By phone: 1-800-MEDICARE

In Texas

Apply online: official application

By phone: 1-800-MEDICARE

Renewals

annual

Official source →Last verified · May 11, 2026

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Not legal or financial advice. The agency makes the final eligibility decision.