Benefits · Healthcare
How to apply for Hillsborough County Health Care Plan (HCHCP)
Hillsborough County Health Care Services Department
Who it's for
The Hillsborough County Health Care Plan (HCHCP) is the county's safety-net health coverage program for uninsured, low-income adult residents. Unlike a hospital charity-care program (which only discounts a specific facility encounter), HCHCP is a real coverage plan: enrollees receive primary care, specialty care, outpatient treatment, hospitalization at contracted hospitals, behavioral health, durable medical equipment, and prescription assistance through HCHCP's network of providers. The program is funded primarily by the County's Indigent Health Care Surtax (a half-cent local sales tax dedicated to indigent health care) and serves as Hillsborough's safety net after the county's public hospital authority was restructured in 1997. To enroll, you must be a Hillsborough County resident, an adult 18 or older, ineligible for Medicaid or Medicare (or any other comprehensive insurance), and meet HCHCP's income and asset limits (typically at or below 100 percent of the Federal Poverty Level for full coverage, with sliding scale up to higher brackets). Note that because HCHCP requires you to be ineligible for Medicare, this program is principally for adults aged 18-64 — once you turn 65 and qualify for Medicare, HCHCP closes you out and routes you to Medicare with optional Medicare Savings Programs.
HCHCP is meaningful coverage for adults aged 18-64 only. Once you turn 65 and qualify for Medicare, HCHCP enrollment ends and you transition to Medicare (potentially with the Medicare Savings Programs / Extra Help to help with premiums and prescriptions). For seniors 65+, this program does NOT apply — the senior-equivalent path in Hillsborough is Medicare + the Medicare Savings Programs + LIS (federal benefits already in this scan). If you are in the 60-64 bracket and uninsured in Hillsborough, this is one of the most valuable benefits available to bridge you to Medicare — apply through the Determine Eligibility portal or by calling 813-272-5220.
What you'll need
- Proof of Hillsborough County residency (lease, utility bill, government correspondence)
- Proof of US citizenship or qualified immigration status
- Proof of household income (pay stubs, Social Security award letter, tax return, SSA-1099)
- Proof of household size
- Documentation that you have been denied or are ineligible for Medicaid, Medicare, and Marketplace coverage
- Photo identification
Where to apply
Apply online: official application
By phone: 813-272-5220
Renewals
annual recertification of income and ongoing Medicare/Medicaid ineligibility
Not sure if you qualify? Run a free check first.
Find my benefitsNot legal or financial advice. The agency makes the final eligibility decision.
