Benefits · Health Coverage
How to apply for Michigan Medicaid — Aged, Blind & Disabled (AD-Care)
Michigan Department of Health and Human Services (MDHHS)
Who it's for
Michigan Medicaid for people who are age 65+, blind, or disabled. The AD-Care pathway gives full Medicaid coverage with net income at or below 100% of the Federal Poverty Level (about $1,325/month for one person, $1,783/month for two, before the $20 income disregard). The countable asset limit is $9,950 for one person and $14,910 for two (effective January 1, 2026). People over the income limit may still qualify through Group 2 ABD with a spend-down (deductible). Apply through MI Bridges or a local MDHHS office.
Michigan's AD-Care Medicaid uses a 100%-of-FPL income limit (more generous than strict SSI-FBR states like Ohio, Pennsylvania, or Texas). Seniors over the income limit may still qualify through Group 2 ABD by meeting a monthly spend-down (deductible). Married couples — long-term-care note: when one spouse needs long-term care (nursing facility or the MI Choice waiver) and the other stays home, federal spousal-impoverishment rules protect the community spouse. In 2026 that spouse can keep up to $162,660 in countable assets, plus a minimum monthly income allowance, while the spouse who needs care still qualifies. MDHHS calculates the exact protected amount; this eligibility check cannot. Not legal or financial advice.
What you'll need
- Proof of age 65+ (or proof of blindness/disability)
- Proof of Michigan residency
- Proof of all household income and assets
- Social Security card
- Medicare card if enrolled
Where to apply
Apply online: official application
By phone: 1-844-464-3447
Renewals
annual
Not sure if you qualify? Run a free check first.
Find my benefitsNot legal or financial advice. The agency makes the final eligibility decision.