Benefits · Housing Assistance
How to apply for Home Repair Loan/Grant Program (San Diego County)
County of San Diego, Housing and Community Development Services (HCDS)
Who it's for
The County of San Diego HCDS Home Repair Program provides low-interest loans up to $25,000 (3% simple interest, calculated annually) and non-repayable grants up to $20,000 for eligible mobile-home owners to make minor health and safety repairs. The program serves homeowners in unincorporated San Diego County and in six participating cities: Coronado, Del Mar, Imperial Beach, Lemon Grove, Poway, and Solana Beach. Household income must be at or below 80% of San Diego County Area Median Income, the homeowner must have lived in the home for at least 12 months before approval, and eligible property types include single-family homes, condominiums, townhomes, manufactured/mobile homes, duplexes, and triplexes. There is no age requirement.
This program has conditions the scan cannot check for you: your home must be in unincorporated San Diego County or in one of six participating cities (Coronado, Del Mar, Imperial Beach, Lemon Grove, Poway, Solana Beach); your household income must be at or below 80% of San Diego County AMI; and you must have lived in the home for at least 12 months. Confirm these and join the program waitlist by calling 1-858-694-4847.
What you'll need
- Proof of homeownership (deed or recent property tax bill)
- Proof that the home is in unincorporated San Diego County or in Coronado, Del Mar, Imperial Beach, Lemon Grove, Poway, or Solana Beach
- Proof of at least 12 months residency in the home before application
- Proof of household income at or below 80% of San Diego County AMI
- Government-issued photo ID
Where to apply
Apply online: official application
By phone: 1-858-694-4847
Renewals
one-time per project; loan terms recorded against the property
Not sure if you qualify? Run a free check first.
Find my benefitsNot legal or financial advice. The agency makes the final eligibility decision.