How to apply for Medicare Savings Programs in Connecticut (QMB, SLMB, ALMB)
Connecticut Department of Social Services (DSS)
Who it's for
Connecticut's Medicare Savings Programs help people with Medicare Part A pay Medicare costs. All three levels pay the Medicare Part B premium and automatically enroll you in Extra Help (the Low Income Subsidy) for Part D drug costs. QMB also pays Medicare deductibles and co-insurance, much like a Medigap plan. The monthly income limits, effective March 1, 2026, are QMB $2,807 single or $3,806 couple, SLMB $3,073 single or $4,166 couple, and ALMB $3,272 single or $4,437 couple. Connecticut does not have an asset limit for Medicare Savings Programs, so DSS does not ask about your home or bank accounts. Apply online at ConneCT, or mail the W-1QMB application. Call the DSS Benefits Center at 1-855-626-6632.
Shown against the highest level (ALMB); lower income qualifies for more help. You must have Medicare Part A. Not all earned income is counted. ALMB depends on available funding, and people who get Medicaid cannot get ALMB. DSS makes the final decision.
People who qualify for one senior program often qualify for others. See everything you may qualify for — free, no SSN, about five minutes.
Find my benefitsWhat you'll need
- Medicare Savings Program Application (W-1QMB), or an online ConneCT application
- No proof is needed up front unless DSS asks for it
Where to apply
Apply online: official application
By phone: 1-855-626-6632
What to say when you call
"Hello, I'm calling to ask about Medicare Savings Programs in Connecticut (QMB, SLMB, ALMB). I'd like to know whether I may qualify, what documents I need, and whether I can apply online, by mail, by phone, or in person. I understand I may need medicare Savings Program Application (W-1QMB), or an online ConneCT application, no proof is needed up front unless DSS asks for it — is anything else required? What is the best next step?"
Tip: have a pen ready, ask for the person's name, and write down any case or reference number they give you.
Renewals
annual
Not sure if you qualify? Run a free check first.
Find my benefitsNot legal or financial advice. The agency makes the final eligibility decision.