Benefits · Healthcare

How to apply for Illinois Medicaid — Aid to the Aged, Blind, and Disabled (AABD)

Illinois Department of Healthcare and Family Services (HFS) — administers Medicaid for Illinoisans age 65+, blind, or disabled

Who it's for

Illinois Medicaid AABD covers residents age 65+, blind, or disabled. Income limit (2026): 100% of the Federal Poverty Level — about $1,330/month for one person, $1,803/month for a couple. DISTINCTIVE: Illinois raised its AABD asset limit to $17,500 per individual in 2023 (one of the most generous in the country — far above the $2,000 limit in most states). A Medically Needy 'spend-down' is available for those over the income limit. Apply online through ABE (Application for Benefits Eligibility, abe.illinois.gov), at a local Family Community Resource Center, or by calling 1-800-843-6154.

Illinois AABD income limit (~$1,330/mo single) sits at 100% FPL; the standout is the $17,500 asset limit (vs ~$2,000 in most states) — far more seniors qualify on assets. Spend-down covers higher-income seniors with medical bills.

What you'll need

  • Proof of age 65+ (or blind/disabled status)
  • Proof of Illinois residency
  • Proof of all household income and assets
  • Social Security card
  • Medicare card if enrolled

Where to apply

Apply online: official application

By phone: 1-800-843-6154

Renewals

annual

Official source →Last verified · June 14, 2026

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Not legal or financial advice. The agency makes the final eligibility decision.