Benefits · Healthcare
How to apply for Indiana Medicaid — Aged, Blind, and Disabled (ABD)
Indiana Family and Social Services Administration (FSSA), Office of Medicaid Policy and Planning — administers Medicaid for Hoosiers age 65+, blind, or disabled
Who it's for
Indiana Medicaid Aged/Blind/Disabled covers Hoosiers age 65+, blind, or disabled. Income limit (2026): ~$1,330/month single (roughly 100% of the Federal Poverty Level — more generous than Ohio's strict ~$967/mo, less than New York's ~138% FPL). Resource limit: $2,000 single / $3,000 couple. Indiana also offers M.E.D. Works (Medicaid for Employees with Disabilities) and a Medically Needy spend-down. Apply via the FSSA Benefits Portal (fssabenefits.in.gov), at the local Division of Family Resources (DFR) office, or by calling 1-800-403-0864.
Indiana Medicaid ABD income limit (~$1,330/mo single) sits near 100% FPL — more generous than Ohio/Pennsylvania/Texas (SSI-FBR ~$967/mo). Most middle-income seniors still will not qualify on income alone; Medically Needy spend-down is available for those with high medical expenses. Married couples — long-term-care note: Indiana applies spousal protections to Medicaid long-term care, including the PathWays for Aging waiver and nursing-facility care. When one spouse needs long-term care and the other stays home, federal spousal-impoverishment rules protect the spouse who stays home (the community spouse). The single-applicant income and asset limits above are not applied to the community spouse's protected share — in 2026 that spouse can keep up to $162,660 in countable assets, plus a minimum monthly income allowance, while the spouse who needs care still qualifies. The state Medicaid agency calculates the exact protected amount; this eligibility check cannot. Not legal or financial advice.
What you'll need
- Proof of age 65+ (or blind/disabled status)
- Proof of Indiana residency
- Proof of all household income and assets
- Social Security card
- Medicare card if enrolled
Where to apply
Apply online: official application
By phone: 1-800-403-0864
What to say when you call
“Hello, I'm calling to ask about Indiana Medicaid — Aged, Blind, and Disabled (ABD). I'd like to know whether I may qualify, what documents I need, and whether I can apply online, by mail, by phone, or in person. I understand I may need proof of age 65+ (or blind/disabled status), proof of indiana residency, proof of all household income and assets — is anything else required? What is the best next step?”
Tip: have a pen ready, ask for the person's name, and write down any case or reference number they give you.
Renewals
annual
Not sure if you qualify? Run a free check first.
Find my benefitsNot legal or financial advice. The agency makes the final eligibility decision.