Benefits · Healthcare

How to apply for Medicare Savings Programs (QMB/SLMB/QI) — New Jersey

New Jersey Department of Human Services, Division of Medical Assistance and Health Services — administers NJ MSP

Who it's for

NJ Medicare Savings Programs (QMB, SLMB, QI) pay Medicare Part B premiums and (for QMB) cost-sharing. NJ uses the standard federal income limits: QMB ≤100% FPL (~$1,304/mo single), SLMB 100-120% FPL, QI 120-135% FPL. NJ DID NOT eliminate the resource test like NY and CT did in 2023 — federal asset limits still apply (~$9,660 single / ~$14,470 couple, 2026). Apply at the County Welfare Agency or via NJ FamilyCare. Combine with PAAD/Senior Gold for full Rx + Medicare relief.

NJ MSP still applies federal asset limits (~$9,660/$14,470). NJ did NOT join NY/CT in eliminating the resource test in 2023.

What you'll need

Medicare card
Proof of NJ residency
Proof of all household income and resources

Where to apply

Apply online: official application

By phone: 1-800-701-0710

Renewals

annual

Official source →Last verified · June 11, 2026

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Not legal or financial advice. The agency makes the final eligibility decision.