How to apply for Medicare Savings Programs (QMB, SLMB, QI/SMF)

Oregon Department of Human Services (ODHS), Aging and People with Disabilities

Who it's for

Medicare Savings Programs help people with Medicare Part A pay their Medicare costs. QMB pays Part A and Part B premiums, deductibles and co-insurance. SLMB and QI (called the SMF benefit in Oregon) pay the Part B premium. Monthly income limits from March 2026 through February 2027 are QMB $1,330 for one person or $1,804 for a couple, SLMB $1,596 or $2,164, and QI $1,796 or $2,435. There are no asset limits for these programs in Oregon. Apply at a local ODHS office, online at ONE.Oregon.gov, or by calling the ADRC at 1-855-673-2372.

Shown against the highest tier (QI/SMF); lower income qualifies for more help. You must have Medicare Part A. The SMF benefit has a yearly enrollment cap, and people who get any other Oregon Medicaid benefit cannot get SMF. ODHS makes the final decision, usually within 45 days.

People who qualify for one senior program often qualify for others. See everything you may qualify for — free, no SSN, about five minutes.

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What you'll need

  • Medicare card (showing Part A)
  • Proof of income

Where to apply

Apply online: official application

By phone: 1-855-673-2372

What to say when you call

"Hello, I'm calling to ask about Medicare Savings Programs (QMB, SLMB, QI/SMF). I'd like to know whether I may qualify, what documents I need, and whether I can apply online, by mail, by phone, or in person. I understand I may need medicare card (showing Part A), proof of income — is anything else required? What is the best next step?"

Tip: have a pen ready, ask for the person's name, and write down any case or reference number they give you.

Renewals

annual

Official source →Last verified · September 27, 2026

Not sure if you qualify? Run a free check first.

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Not legal or financial advice. The agency makes the final eligibility decision.