How to apply for South Carolina SHIP — free Medicare counseling

South Carolina Department on Aging

Who it's for

The State Health Insurance Assistance Program (SHIP) gives free, one-on-one insurance counseling to people with Medicare, their families, and caregivers. SHIP counselors answer Medicare questions, help compare and enroll in Medicare Advantage and Part D drug plans, explain Medigap and retiree coverage, help with Medicaid, Medicare Savings Programs, and Low-Income Subsidies, and help resolve billing problems and appeals. Call the South Carolina Department on Aging at 1-800-868-9095 or contact your local Area Agency on Aging.

Counseling is free; the programs it helps you enroll in have their own eligibility rules.

People who qualify for one senior program often qualify for others. See everything you may qualify for — free, no SSN, about five minutes.

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What you'll need

  • Medicare card
  • List of current medications (for plan comparisons)

Where to apply

Apply online: official application

By phone: 1-800-868-9095

What to say when you call

"Hello, I'm calling to ask about South Carolina SHIP — free Medicare counseling. I'd like to know whether I may qualify, what documents I need, and whether I can apply online, by mail, by phone, or in person. I understand I may need medicare card, list of current medications (for plan comparisons) — is anything else required? What is the best next step?"

Tip: have a pen ready, ask for the person's name, and write down any case or reference number they give you.

Renewals

none

Official source →Last verified · September 27, 2026

Not sure if you qualify? Run a free check first.

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Not legal or financial advice. The agency makes the final eligibility decision.