Benefits · Healthcare

How to apply for Kettering Health Preble (Eaton) — Financial Assistance (Preble County)

Preble County hospital safety net: Kettering Health Preble (Eaton) — provides the county's ONLY emergency services plus specialty physician services and outpatient testing (Kettering Health network). Western Preble County reaches Reid Health (Richmond, Indiana — cross-border).

Who it's for

Preble County hospital safety net: Preble = Kettering Health Preble (Eaton — the county's only ED), with Reid Health (Indiana) across the western border. Ohio's Hospital Care Assurance Program (HCAP) requires hospitals receiving HCAP funds (essentially all Ohio acute-care hospitals) to provide basic, medically necessary hospital-level services free of charge to Ohio residents at or below 100% FPL; each hospital's own Financial Assistance Program (typically sliding to 200-400% FPL) layers above HCAP. Apply at the hospital financial counseling office or at https://ketteringhealth.org/. Phone: 937-914-7680.

Preble: Preble = Kettering Health Preble (Eaton — the county's only ED), with Reid Health (Indiana) across the western border. Ohio HCAP guarantees free basic hospital-level care at or below 100% FPL; each hospital's own FAP slides above that.

What you'll need

  • Proof of household income
  • Proof of Preble County / Ohio residency
  • Photo identification
  • Proof of uninsured status or insurance gap
  • Hospital bill or pre-treatment estimate

Where to apply

Apply online: official application

By phone: 937-914-7680

What to say when you call

"Hello, I'm calling to ask about Kettering Health Preble (Eaton) — Financial Assistance (Preble County). I'd like to know whether I may qualify, what documents I need, and whether I can apply online, by mail, by phone, or in person. I understand I may need proof of household income, proof of Preble County / Ohio residency, photo identification — is anything else required? What is the best next step?"

Tip: have a pen ready, ask for the person's name, and write down any case or reference number they give you.

Renewals

per-encounter or annual

Official source →Last verified · September 4, 2026

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Not legal or financial advice. The agency makes the final eligibility decision.