How to apply for Medicare Savings Programs in California (QMB, SLMB, QI)
California Department of Health Care Services (DHCS), through county Medi-Cal offices
Who it's for
California's Medicare Savings Programs are part of Medi-Cal and pay some or all of your Medicare costs. Qualified Medicare Beneficiary (QMB) pays Medicare Part A and Part B premiums, deductibles, and co-insurance, for income up to 100% of the federal poverty level. Specified Low-Income Medicare Beneficiary (SLMB) pays the Part B premium, for income up to 120%. Qualified Individual (QI) pays the Part B premium, for income up to 135%. For 2026 that is about $1,816 a month for one person or $2,455 for a couple at the QI level, after the $20 that is not counted. You must have or be eligible for Medicare Part A. Apply at your county Medi-Cal office with the Medicare Savings Programs application (form MC 14A), or ask a HICAP counselor at 1-800-434-0222 for free help applying.
Shown against the highest tier (QI); lower income qualifies for more help (QMB also pays Medicare deductibles and co-insurance). The dollar figures are the 2026 federal poverty-level standard that California applies and change each year. You must have or be able to get Medicare Part A. California also checks assets, with a limit far higher than other states (DHCS lists $130,000 for one person from January 2026). People who get other Medi-Cal cannot get QI. Your county Medi-Cal office makes the final decision.
People who qualify for one senior program often qualify for others. See everything you may qualify for — free, no SSN, about five minutes.
Discover my benefitsWhat you'll need
- Medicare card (showing Part A)
- Proof of income
Where to apply
Apply online: official application
By phone: 1-800-434-0222
What to say when you call
"Hello, I'm calling to ask about Medicare Savings Programs in California (QMB, SLMB, QI). I'd like to know whether I may qualify, what documents I need, and whether I can apply online, by mail, by phone, or in person. I understand I may need medicare card (showing Part A), proof of income — is anything else required? What is the best next step?"
Tip: have a pen ready, ask for the person's name, and write down any case or reference number they give you.
Renewals
annual
Not sure if you qualify? Run a free check first.
Discover my benefitsNot legal or financial advice. The agency makes the final eligibility decision.