Benefits · Healthcare

How to apply for Hospital Financial Assistance (Reachable Hospitals) — Calhoun County

Reachable Illinois / Missouri hospitals — financial assistance (Calhoun County has no in-county hospital)

Who it's for

Calhoun County — a narrow peninsula between the Illinois and Mississippi rivers — has NO hospital of its own. The nearest hospitals are Jersey Community Hospital (Jerseyville) and the Alton-area hospitals (OSF Saint Anthony's, Alton Memorial), with St. Louis, Missouri hospitals also reachable by ferry/bridge. Each offers a Charity Care / financial-assistance program with discounts on a sliding scale. DISTINCTIVE to Illinois: state law (the Hospital Uninsured Patient Discount Act + Fair Patient Billing Act) REQUIRES hospitals to provide financial assistance — uninsured patients at or below 200% (rural/critical-access) or 300% (urban) of the Federal Poverty Level generally receive free care, with capped discounts above that. Most Illinois hospitals have a robust charity-care policy as a result. Reach Jersey Community Hospital at 618-498-6402.

Calhoun = HOSPITAL-LESS (river peninsula). Reach Jersey Community Hospital (Jerseyville, jch.org reused) + Alton-area (OSF/Alton Memorial) + St. Louis MO. Illinois LAW mandates hospital financial assistance.

What you'll need

  • Proof of household income
  • Proof of Calhoun County / Illinois residency
  • Photo identification
  • Proof of uninsured status or insurance gap
  • Hospital bill or pre-treatment estimate

Where to apply

Apply online: official application

By phone: 618-498-6402

Renewals

per-encounter or annual

Official source →Last verified · June 14, 2026

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Not legal or financial advice. The agency makes the final eligibility decision.