Benefits · Healthcare

How to apply for Carle Foundation Hospital (Urbana) + OSF Heart of Mary — Financial Assistance (Champaign County)

Carle Health / OSF (Illinois hospital financial assistance)

Who it's for

Champaign County hospital safety net: Carle Foundation Hospital (Urbana) is the dominant anchor — a Level 1 trauma center and the hub of Carle Health, with OSF Heart of Mary Medical Center (Urbana) and Christie Clinic also serving the community. Carle's Community Care Discount Program (Financial Assistance) provides free or discounted care for low-income and uninsured patients (Carle provided $18,057,494 in patient financial assistance at cost in 2024). DISTINCTIVE to Illinois: state law (the Hospital Uninsured Patient Discount Act + Fair Patient Billing Act) REQUIRES hospitals to provide financial assistance — uninsured patients at or below 200% (rural/critical-access) or 300% (urban) of the Federal Poverty Level generally receive free care, with capped discounts above that. Most Illinois hospitals have a robust charity-care policy as a result. Apply at the hospital financial counseling office or at https://carle.org/patients-visitors/financial-assistance. Phone: 217-902-2900.

Champaign = Carle Foundation Hospital (Urbana, Level 1 trauma, dominant Carle Health hub) + OSF Heart of Mary + Christie Clinic. Illinois LAW mandates financial assistance (free care to ~200-300% FPL).

What you'll need

  • Proof of household income
  • Proof of Champaign County / Illinois residency
  • Photo identification
  • Proof of uninsured status or insurance gap
  • Hospital bill or pre-treatment estimate

Where to apply

Apply online: official application

By phone: 217-902-2900

Renewals

per-encounter or annual

Official source →Last verified · June 14, 2026

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Not legal or financial advice. The agency makes the final eligibility decision.