Benefits · Healthcare

How to apply for Northwestern Medicine Delnor + Rush Copley + Advocate Sherman — Financial Assistance (Kane County)

Kane County hospital safety net: Northwestern Medicine Delnor Hospital (Geneva), Rush Copley Medical Center (Aurora), and Advocate Sherman Hospital (Elgin) anchor the Fox Valley; Aurora and Elgin are the urban safety-net hubs. (Illinois hospital financial assistance)

Who it's for

Kane County hospital safety net: Kane = Northwestern Delnor (Geneva) + Rush Copley (Aurora) + Advocate Sherman (Elgin) — Fox Valley anchors. DISTINCTIVE to Illinois: state law (the Hospital Uninsured Patient Discount Act + Fair Patient Billing Act) REQUIRES hospitals to provide financial assistance — uninsured patients at or below 200% (rural/critical-access) or 300% (urban) of the Federal Poverty Level generally receive free care, with capped discounts above that. Most Illinois hospitals have a robust charity-care policy as a result. Apply at the hospital financial counseling office or at https://www.nm.org/patients-and-visitors/billing-and-insurance/financial-assistance. Phone: 630-208-3000.

Kane: Kane = Northwestern Delnor (Geneva) + Rush Copley (Aurora) + Advocate Sherman (Elgin) — Fox Valley anchors. Illinois LAW mandates hospital financial assistance (free care to ~200-300% FPL) — apply even if unsure.

What you'll need

  • Proof of household income
  • Proof of Kane County / Illinois residency
  • Photo identification
  • Proof of uninsured status or insurance gap
  • Hospital bill or pre-treatment estimate

Where to apply

Apply online: official application

By phone: 630-208-3000

Renewals

per-encounter or annual

Official source →Last verified · June 14, 2026

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Not legal or financial advice. The agency makes the final eligibility decision.