Benefits · Healthcare

How to apply for Mercyhealth Javon Bea + OSF Saint Anthony + UW Health SwedishAmerican — Financial Assistance (Winnebago County)

Mercyhealth / OSF HealthCare / UW Health (Illinois hospital financial assistance)

Who it's for

Winnebago County hospital safety net: Rockford is a three-system hospital town — Mercyhealth Javon Bea Hospital (two campuses, Rockton Avenue and Riverside; a Level 1 trauma center) is the largest; OSF Saint Anthony Medical Center and UW Health SwedishAmerican Hospital also anchor the metro. DISTINCTIVE to Illinois: state law (the Hospital Uninsured Patient Discount Act + Fair Patient Billing Act) REQUIRES hospitals to provide financial assistance — uninsured patients at or below 200% (rural/critical-access) or 300% (urban) of the Federal Poverty Level generally receive free care, with capped discounts above that. Most Illinois hospitals have a robust charity-care policy as a result. Apply at any hospital's financial counseling office or at https://www.mercyhealthsystem.org/patients-and-visitors/billing-and-financial-services/. Mercyhealth Patient Financial Services: 815-971-5000.

Winnebago = 3-system Rockford metro (Mercyhealth Javon Bea, OSF Saint Anthony, UW Health SwedishAmerican). Illinois LAW mandates financial assistance (free care to ~200-300% FPL).

What you'll need

  • Proof of household income
  • Proof of Winnebago County / Illinois residency
  • Photo identification
  • Proof of uninsured status or insurance gap
  • Hospital bill or pre-treatment estimate

Where to apply

Apply online: official application

By phone: 815-971-5000

Renewals

per-encounter or annual

Official source →Last verified · June 14, 2026

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Not legal or financial advice. The agency makes the final eligibility decision.