Benefits · Healthcare
How to apply for Beacon Health System (Memorial Hospital of South Bend) + Saint Joseph Health System — Financial Assistance (St. Joseph County)
St. Joseph County hospital safety net: Beacon Health System (Memorial Hospital of South Bend — the regional flagship and trauma center) and Saint Joseph Health System (Mishawaka — part of Trinity Health, the national Catholic system). Two competing systems anchor the South Bend / Mishawaka metro.
Who it's for
St. Joseph County hospital safety net: St. Joseph = Beacon Health System (Memorial Hospital of South Bend, flagship/trauma) + Saint Joseph Health System (Mishawaka, Trinity Health) — the two-system South Bend market. Indiana hospitals do not have a single state-mandated charity-care law (unlike New Jersey); each runs its own Financial Assistance Program, typically a sliding scale to 200-300% of the Federal Poverty Level, and non-profit hospitals must offer one. Apply at the hospital financial counseling office or at https://www.beaconhealthsystem.org/. Phone: 574-647-7167.
St. Joseph: St. Joseph = Beacon Health System (Memorial Hospital of South Bend, flagship/trauma) + Saint Joseph Health System (Mishawaka, Trinity Health) — the two-system South Bend market. Each hospital runs its own Financial Assistance Program (no Indiana state-mandated charity-care law).
What you'll need
- Proof of household income
- Proof of St. Joseph County / Indiana residency
- Photo identification
- Proof of uninsured status or insurance gap
- Hospital bill or pre-treatment estimate
Where to apply
Apply online: official application
By phone: 574-647-7167
Renewals
per-encounter or annual
Not sure if you qualify? Run a free check first.
Find my benefitsNot legal or financial advice. The agency makes the final eligibility decision.