How to apply for State-Funded Public Housing (Elderly/Handicapped Units) in Massachusetts

Executive Office of Housing and Livable Communities (EOHLC), through Local Housing Authorities

Who it's for

Massachusetts has about 41,500 state-funded public housing apartments that rent for much less than the average apartment. More than half are set aside for people over 60 and for people with disabilities. You may be eligible if your household earns 80% or less of the area median income. Apply online in CHAMP (the Common Housing Application for Massachusetts Programs) and pick the housing authorities where you want to live. You can also apply on paper at a Local Housing Authority. Waitlists can be years long, so it helps to apply to several places. For general questions, call 2-1-1.

Income must be 80% or less of the area median income where you apply, and that limit differs by area, so this check cannot confirm it. The Local Housing Authority decides eligibility. Waitlists are often years long.

People who qualify for one senior program often qualify for others. See everything you may qualify for — free, no SSN, about five minutes.

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What you'll need

  • An email address to create a CHAMP account (or a paper application at a Local Housing Authority)
  • Household and income information for the application
  • Later, before you get housing: documents such as a birth certificate, pay stubs, bank statements or a driver's license, as the housing authority asks

Where to apply

Apply online: official application

By phone: 1-617-573-1100

What to say when you call

"Hello, I'm calling to ask about State-Funded Public Housing (Elderly/Handicapped Units). I'd like to know whether I may qualify, what documents I need, and whether I can apply online, by mail, by phone, or in person. I understand I may need an email address to create a CHAMP account (or a paper application at a Local Housing Authority), household and income information for the application, later, before you get housing: documents such as a birth certificate, pay stubs, bank statements or a driver's license, as the housing authority asks — is anything else required? What is the best next step?"

Tip: have a pen ready, ask for the person's name, and write down any case or reference number they give you.

Renewals

annual lease/income review by the housing authority

Official source →Last verified · October 13, 2026

Not sure if you qualify? Run a free check first.

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Not legal or financial advice. The agency makes the final eligibility decision.