How to apply for Senior Property Tax Freeze (SB 190) — Cole

Who it's for

Cole County has adopted Missouri's senior property tax credit (SB 190): homeowners 62 or older can freeze the real-estate tax bill on their primary home, so it stops rising in later years. Applications: Initial and renewal applications due June 30 of each year. Cole County Senior Real Estate Property Tax Freeze under RSMo 137.1050. Eligibility quote is verbatim from the county FAQ page (https://www.colecounty.org/faq.aspx?TID=29), which also states 'The deadline for those Eligible Taxpayers applying for the Initial Credit Year 2026 will be June 30, 2026' with renewals due by June 30 each year. Program email seniortaxfreeze@colecounty.org. Apply through the county's program office.

What you'll need

• Proof of age 62+ (government ID)
• Proof of ownership and that the home is the primary residence
• Current paid tax receipt / parcel information

Where to apply

What to say when you call

“Hello, I'm calling to ask about Senior Property Tax Freeze (SB 190) — Cole. I'd like to know whether I may qualify, what documents I need, and whether I can apply online, by mail, by phone, or in person. I understand I may need proof of age 62+ (government id), proof of ownership and that the home is the primary residence, current paid tax receipt / parcel information — is anything else required? What is the best next step?”

Tip: have a pen ready, ask for the person's name, and write down any case or reference number they give you.

Renewals

annual