How to apply for Senior Property Tax Freeze (SB 190) — Mississippi in Missouri

Mississippi County (program authorized by RSMo 137.1050, adopted by county action)

Who it's for

Mississippi County has adopted Missouri's senior property tax credit (SB 190): homeowners 62 or older can freeze the real-estate tax bill on their primary home, so it stops rising in later years. Applications: The County accepts applications each year from April 1 through June 30. The county's official site (misscomo.net) links a 'Senior Citizen Tax Credit Application' (SB190 Application.pdf). Applicant certifications: Missouri resident, eligible for Social Security retirement benefits, owner of record, liable for the property taxes, and occupying the homestead as primary residence. Mail the completed application with the four required attachments to Mississippi County Senior Tax Credit, 200 N Main St., Charleston, MO 63834.

The freeze applies only to the primary residence, requires an application with Mississippi County (often annually), and county rules control what is frozen and any home-value limits — the county makes the final determination, so this shows as a may-qualify result.

People who qualify for one senior program often qualify for others. See everything you may qualify for — free, no SSN, about five minutes.

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What you'll need

  • Proof of ownership: copy of the deed showing the applicant as an owner
  • Proof of age: Missouri driver's license / state ID, or a Social Security statement
  • Proof of liability for the taxes: the most recent real estate tax bill for the property
  • Proof of residency: bank statement, utility bill, voter card, or similar

Where to apply

Apply online: official application

By phone: 573-683-2146 ext 231 (county collector, Charleston)

What to say when you call

"Hello, I'm calling to ask about Senior Property Tax Freeze (SB 190) — Mississippi. I'd like to know whether I may qualify, what documents I need, and whether I can apply online, by mail, by phone, or in person. I understand I may need proof of ownership: copy of the deed showing the applicant as an owner, proof of age: Missouri driver's license / state ID, or a Social Security statement, proof of liability for the taxes: the most recent real estate tax bill for the property — is anything else required? What is the best next step?"

Tip: have a pen ready, ask for the person's name, and write down any case or reference number they give you.

Renewals

annual

Official source →Last verified · September 28, 2026

Not sure if you qualify? Run a free check first.

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Not legal or financial advice. The agency makes the final eligibility decision.