How to apply for Mississippi State Health Insurance Assistance Program (SHIP) for free Medicare counseling

Mississippi Department of Human Services (MDHS), Division of Aging and Adult Services, with the Area Agencies on Aging

Who it's for

The State Health Insurance Assistance Program (SHIP) gives free, unbiased, and confidential help with Medicare and other health coverage. Trained SHIP counselors help older Mississippians and caregivers understand Medicare benefits, compare policies, review Medicare Supplement insurance, compare Medicare health and drug plans, organize doctor and hospital bills, help with claims and Medicare appeals, understand Medicaid eligibility, and explore long-term care options. Help is available to anyone, regardless of income. Call SHIP at 1-844-822-4622.

Counseling is free and does not sell insurance. Counselors help you understand your choices and apply, but Medicare, Social Security, or the state makes the decision on any benefit.

People who qualify for one senior program often qualify for others. See everything you may qualify for — free, no SSN, about five minutes.

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What you'll need

  • Call to ask what to bring

Where to apply

Apply online: official application

By phone: 1-844-822-4622

What to say when you call

"Hello, I'm calling to ask about Mississippi State Health Insurance Assistance Program (SHIP) for free Medicare counseling. I'd like to know whether I may qualify, what documents I need, and whether I can apply online, by mail, by phone, or in person. I understand I may need call to ask what to bring — is anything else required? What is the best next step?"

Tip: have a pen ready, ask for the person's name, and write down any case or reference number they give you.

Renewals

none

Official source →Last verified · October 7, 2026

Not sure if you qualify? Run a free check first.

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Not legal or financial advice. The agency makes the final eligibility decision.