Benefits · Healthcare
How to apply for NJ SHIP — State Health Insurance Assistance Program (Medicare Counseling)
New Jersey Department of Human Services, Division of Aging Services — administers NJ SHIP
Who it's for
NJ SHIP provides free, confidential, unbiased Medicare counseling to NJ residents. Trained volunteers help with: Medicare Part A/B/C/D plan selection; Medicare Savings Programs and PAAD enrollment; appeals; billing disputes; long-term care insurance questions. Statewide via 21 county AAA partner offices. Call 1-800-792-8820 to find local NJ SHIP counselor.
NJ's SHIP (Medicare counseling). Free service — value is in informed plan choice that can save $1,000s annually.
What you'll need
- Medicare card
- Current insurance info
Where to apply
Apply online: official application
By phone: 1-800-792-8820
What to say when you call
“Hello, I'm calling to ask about NJ SHIP — State Health Insurance Assistance Program (Medicare Counseling). I'd like to know whether I may qualify, what documents I need, and whether I can apply online, by mail, by phone, or in person. I understand I may need medicare card, current insurance info — is anything else required? What is the best next step?”
Tip: have a pen ready, ask for the person's name, and write down any case or reference number they give you.
Renewals
annual
Not sure if you qualify? Run a free check first.
Find my benefitsNot legal or financial advice. The agency makes the final eligibility decision.
