Benefits · Healthcare

How to apply for NJ SHIP — State Health Insurance Assistance Program (Medicare Counseling)

New Jersey Department of Human Services, Division of Aging Services — administers NJ SHIP

Who it's for

NJ SHIP provides free, confidential, unbiased Medicare counseling to NJ residents. Trained volunteers help with: Medicare Part A/B/C/D plan selection; Medicare Savings Programs and PAAD enrollment; appeals; billing disputes; long-term care insurance questions. Statewide via 21 county AAA partner offices. Call 1-800-792-8820 to find local NJ SHIP counselor.

NJ's SHIP (Medicare counseling). Free service — value is in informed plan choice that can save $1,000s annually.

What you'll need

  • Medicare card
  • Current insurance info

Where to apply

Apply online: official application

By phone: 1-800-792-8820

Renewals

annual

Official source →Last verified · June 11, 2026

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Not legal or financial advice. The agency makes the final eligibility decision.