Benefits · Healthcare
How to apply for UPMC West Shore + UPMC Carlisle + Geisinger Holy Spirit + Penn State Health Holy Spirit (acquired 2023) — Financial Assistance (Cumberland County)
Cumberland County is uniquely served by competing major academic systems: UPMC operates UPMC West Shore (Mechanicsburg) + UPMC Carlisle (Carlisle, formerly Carlisle Regional Medical Center). Geisinger Holy Spirit (Camp Hill) and Penn State Health Holy Spirit Medical Center (formerly Geisinger Holy Spirit, transferred to Penn State Health 2023 — RECENT REORG) compete for Cumberland patients. WellSpan also has outpatient presence. The 3-way academic system race makes Cumberland an unusually competitive market.
Who it's for
Cumberland County's principal community hospital safety net is UPMC West Shore (Mechanicsburg, UPMC academic affiliate) + UPMC Carlisle (Carlisle, formerly Carlisle Regional Medical Center); Penn State Health Holy Spirit Medical Center (Camp Hill, RECENTLY transferred from Geisinger to Penn State Health in 2023). UPMC, Penn State, Geisinger, and WellSpan all compete here.. Each system operates a Financial Assistance Program (sliding scale typically to 300-400% FPL). Note: PA Medicaid ABD is STRICT (~$989/month), so many low-income seniors fall above Medicaid and rely on hospital FAPs. In the Susquehanna Valley, the dominant systems are Penn State Health (Hershey academic flagship), WellSpan Health (York-anchored), UPMC (statewide), Geisinger, and Penn Medicine Lancaster General. The Harrisburg metro features a distinctive 3-way Penn State / UPMC / Geisinger academic competition. Apply at the hospital's financial counseling office or at https://pennstatehealth.org/patients-visitors/financial-assistance. Phone: 717-763-2100.
Cumberland: UPMC West Shore (Mechanicsburg, UPMC academic affiliate) + UPMC Carlisle (Carlisle, formerly Carlisle Regional Medical Center); Penn State Health Holy Spirit Medical Center (Camp Hill, RECENTLY transferred from Geisinger to Penn State Health in 2023). UPMC, Penn State, Geisinger, and WellSpan all compete here.. Susquehanna Valley = Penn State Health + WellSpan + UPMC + Geisinger + Penn Medicine LG Health 5-way market.
What you'll need
- Proof of household income
- Proof of Cumberland County / PA residency
- Photo identification
- Proof of uninsured status or insurance gap
- Hospital bill or pre-treatment estimate
Where to apply
Apply online: official application
By phone: 717-763-2100
Renewals
per-encounter or annual
Not sure if you qualify? Run a free check first.
Find my benefitsNot legal or financial advice. The agency makes the final eligibility decision.
