Benefits · Tax Relief
How to apply for Property Tax Deferral for Seniors & People with Disabilities — Washington
Washington State Department of Revenue, administered by county assessors (RCW 84.38)
Who it's for
Washington lets homeowners who are 60 or older by December 31 (or unable to work because of a disability) defer property taxes and special assessments — the state pays the taxes and is repaid, with 5% annual interest, when the home is sold or leaves the program. Up to 80% of home equity can be deferred with fire and casualty insurance naming the Department of Revenue as loss payee. Income must be under the county's deferral threshold (75% of county median household income). Apply through the county assessor at least 30 days before taxes are due; renew yearly.
The deferral is a loan: a lien attaches and deferred taxes plus 5% annual interest are repaid when the home is sold, transferred, or leaves the program. Income must be under the county-specific deferral threshold (75% of county median household income), ownership and occupancy rules apply, and the county assessor decides — so this shows as a may-qualify result. If you qualify for the property tax exemption, apply for that first.
What you'll need
- Deferral application (county assessor)
- Proof of age or disability
- Income documentation (prior calendar year combined disposable income)
- Fire and casualty insurance naming the WA Department of Revenue as Loss Payee (for full-equity deferral)
Where to apply
Apply online: official application
Renewals
annual
Not sure if you qualify? Run a free check first.
Find my benefitsNot legal or financial advice. The agency makes the final eligibility decision.