How to apply for WA Cares Fund (Long-Term Care Benefit) in Washington

Who it's for

WA Cares is Washington's public long-term care insurance. Workers pay into it from each paycheck. Since July 2026, people who paid in and now need daily care can use a lifetime benefit of up to $36,500 (it grows with inflation). It pays for care at home or in a facility, paid care from a family member, respite, home changes, meals, rides and more. To qualify, you must have paid in for 10 years, or 3 of the last 6 years, or — if born before 1968 — at least one year, which earns 10% of the full benefit (about $3,650) for each year. You must also need help with 3 or more daily activities, like bathing or eating, for at least 90 days. Call 844-227-3492 (844-CARE4WA) or apply online.

What you'll need

• A WA Cares benefits account (set up through SecureAccess Washington)
• Your work history in Washington (WA Cares checks your contribution record)
• Information about the daily activities you need help with, for the care-needs meeting

Where to apply

What to say when you call

"Hello, I'm calling to ask about WA Cares Fund (Long-Term Care Benefit). I'd like to know whether I may qualify, what documents I need, and whether I can apply online, by mail, by phone, or in person. I understand I may need a WA Cares benefits account (set up through SecureAccess Washington), your work history in Washington (WA Cares checks your contribution record), information about the daily activities you need help with, for the care-needs meeting — is anything else required? What is the best next step?"

Tip: have a pen ready, ask for the person's name, and write down any case or reference number they give you.

Renewals

lifetime benefit (used until the lifetime amount runs out)