How to apply for Medicare Savings Programs (QMB, SLMB, QI-1) in Colorado

Who it's for

Medicare Savings Programs help people with Medicare pay their Medicare premiums, and at the lowest income level (QMB) also deductibles and co-insurance. Colorado's 2026 monthly income limits are QMB $1,350 / $1,824 (single / couple), SLMB $1,616 / $2,184, and QI-1 $1,816 / $2,455. The 2026 resource limit is $11,450 for one person and $17,910 for a couple. Your home, one car, and a burial plot do not count. Apply through the county human services office or Colorado PEAK.

What you'll need

• Medicare card
• Proof of income
• Proof of assets

Where to apply

What to say when you call

"Hello, I'm calling to ask about Medicare Savings Programs (QMB, SLMB, QI-1). I'd like to know whether I may qualify, what documents I need, and whether I can apply online, by mail, by phone, or in person. I understand I may need medicare card, proof of income, proof of assets — is anything else required? What is the best next step?"

Tip: have a pen ready, ask for the person's name, and write down any case or reference number they give you.

Step by step

1. Check that you have or are eligible for Medicare. Compare your income and assets to the program limits. The highest income tier shown is QI-1. Lower income may qualify you for more help through QMB or SLMB. If you have income from working, you may still qualify even if your income is above these limits.
2. Gather your Medicare card, proof of income, and proof of assets.
3. Apply online through Colorado PEAK or apply by phone at 1-800-221-3943.
4. Complete the application with your household, Medicare, income, and asset details.
5. Watch for any follow-up questions or requests for more information from the county human services office.
6. Renew your coverage each year if you are approved.

What to expect: After you apply, the county human services office reviews your information and makes the final decision. You may be asked for more details or documents. Processing times vary, so ask for an estimate when you apply. If you are approved, remember that renewal is annual.

Renewals

annual