How to apply for Colorado SHIP — free Medicare counseling

Colorado Division of Insurance (Department of Regulatory Agencies)

Who it's for

Colorado SHIP (State Health Insurance Assistance Program) gives free, unbiased, one-on-one help with Medicare: comparing Medicare Advantage, Part D drug plans, and Medigap policies, and checking for help paying costs such as Extra Help and Medicare Savings Programs. Colorado SHIP has 17 local locations at partner agencies around the state. Call 1-888-696-7213 to reach your closest SHIP office. Help in Spanish: 1-866-665-9668.

Counseling is free and phone-first; the programs it helps you enroll in have their own eligibility rules.

People who qualify for one senior program often qualify for others. See everything you may qualify for — free, no SSN, about five minutes.

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What you'll need

  • Medicare card
  • List of current medications (for plan comparisons)

Where to apply

Apply online: official application

By phone: 1-888-696-7213

What to say when you call

"Hello, I'm calling to ask about Colorado SHIP — free Medicare counseling. I'd like to know whether I may qualify, what documents I need, and whether I can apply online, by mail, by phone, or in person. I understand I may need medicare card, list of current medications (for plan comparisons) — is anything else required? What is the best next step?"

Tip: have a pen ready, ask for the person's name, and write down any case or reference number they give you.

Step by step

  1. Gather your Medicare card.
  2. Make a list of your current medications if you want help comparing Medicare drug or health plans.
  3. Apply for free counseling online or call 1-888-696-7213 to reach the closest Colorado SHIP office.
  4. Ask for Spanish help at 1-866-665-9668 if needed.
  5. Meet with a counselor to get one-on-one help with Medicare Advantage, Part D drug plans, Medigap policies, and screening for programs that may help with Medicare costs.

What to expect: After you apply, Colorado SHIP will connect you with free, unbiased Medicare counseling, usually starting by phone. Bring your Medicare card and medication list if you are comparing plans. SHIP can help you review options and check for programs such as Extra Help and Medicare Savings Programs, but those programs have their own eligibility rules. There is no renewal for SHIP counseling.

Renewals

none

Official source →Last verified · October 4, 2026

Not sure if you qualify? Run a free check first.

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Not legal or financial advice. The agency makes the final eligibility decision.