How to apply for Medicare Savings Programs in Connecticut (QMB, SLMB, ALMB)

Who it's for

Connecticut's Medicare Savings Programs help people with Medicare Part A pay Medicare costs. All three levels pay the Medicare Part B premium and automatically enroll you in Extra Help (the Low Income Subsidy) for Part D drug costs. QMB also pays Medicare deductibles and co-insurance, much like a Medigap plan. The monthly income limits, effective March 1, 2026, are QMB $2,807 single or $3,806 couple, SLMB $3,073 single or $4,166 couple, and ALMB $3,272 single or $4,437 couple. Connecticut does not have an asset limit for Medicare Savings Programs, so DSS does not ask about your home or bank accounts. Apply online at ConneCT, or mail the W-1QMB application. Call the DSS Benefits Center at 1-855-626-6632.

What you'll need

• Medicare Savings Program Application (W-1QMB), or an online ConneCT application
• No proof is needed up front unless DSS asks for it

Where to apply

What to say when you call

"Hello, I'm calling to ask about Medicare Savings Programs in Connecticut (QMB, SLMB, ALMB). I'd like to know whether I may qualify, what documents I need, and whether I can apply online, by mail, by phone, or in person. I understand I may need medicare Savings Program Application (W-1QMB), or an online ConneCT application, no proof is needed up front unless DSS asks for it — is anything else required? What is the best next step?"

Tip: have a pen ready, ask for the person's name, and write down any case or reference number they give you.

Step by step

1. Make sure you have Medicare Part A. Lower income can qualify you for more help, and not all earned income is counted.
2. Choose how to apply. Apply online through ConneCT, or call the DSS Benefits Center at 1-855-626-6632 to apply by phone.
3. Complete the application. Use the online ConneCT application or the Medicare Savings Program Application (W-1QMB).
4. Submit your application. No proof is needed up front unless DSS asks for it.
5. Watch for any follow-up from DSS. If DSS asks for more information, respond as soon as you can.

What to expect: After you apply, DSS reviews your application and makes the final decision. If you qualify, all program levels pay the Medicare Part B premium and include automatic Extra Help for Part D drug costs. QMB also pays Medicare deductibles and co-insurance. ALMB depends on available funding, and people who get Medicaid cannot get ALMB. Renewals are required every year.

Renewals

annual