How to apply for Georgia Medicare Savings Programs (QMB / SLMB / QI)

Who it's for

Medicare Savings Programs help Georgia seniors on Medicare pay their Medicare costs. The Qualified Medicare Beneficiary (QMB) program pays the Medicare Part B premium plus deductibles, coinsurance, and copays — and QMB enrollees also get the Extra Help that lowers prescription-drug costs. The Specified Low-Income Medicare Beneficiary (SLMB) and Qualifying Individual (QI) programs pay the monthly Part B premium for seniors with somewhat higher income. For 2026, QMB covers individuals with monthly income at or below $1,350 ($1,824 for a couple) and countable resources at or below $9,950 ($14,910 for a couple); SLMB and QI use higher income limits ($1,616 / $2,184 and $1,816 / $2,455 a month for 2026). Apply through Georgia Medicaid; free help is available from a GeorgiaCares Medicare counselor.

What you'll need

• Medicare card
• Proof of identity and Georgia residency
• Proof of all income (Social Security award letter, pension statements)
• Bank statements and documentation of countable resources

Where to apply

What to say when you call

"Hello, I'm calling to ask about Georgia Medicare Savings Programs (QMB / SLMB / QI). I'd like to know whether I may qualify, what documents I need, and whether I can apply online, by mail, by phone, or in person. I understand I may need medicare card, proof of identity and Georgia residency, proof of all income (Social Security award letter, pension statements) — is anything else required? What is the best next step?"

Tip: have a pen ready, ask for the person's name, and write down any case or reference number they give you.

Step by step

1. Check that you have Medicare and review whether your income and countable resources may fit one of the Georgia Medicare Savings Programs: QMB, SLMB, or QI.
2. Gather your documents: your Medicare card, proof of identity and Georgia residency, proof of all income such as a Social Security award letter and pension statements, and bank statements and other documentation of countable resources.
3. Apply through Georgia Medicaid online or by phone at 866-552-4464.
4. Complete the application with your personal, Medicare, income, and resource information.
5. Ask for free application help from a GeorgiaCares Medicare counselor if you want support while applying.

What to expect: After you apply, Georgia Medicaid reviews your information and may contact you if more details are needed. If you qualify, the program can help pay Medicare costs based on the program you are approved for. Processing times vary, so ask the agency for an estimate if needed. Renewal is required every year, so watch for renewal notices and respond on time.

Renewals

annual