How to apply for Fulton County Energy Assistance Program (EAP) (Fulton County) in Indiana

Indiana Housing and Community Development Authority (IHCDA) — EAP delivered in Fulton County through REAL Services, Inc. (South Bend-based Community Action agency)

Who it's for

Indiana Energy Assistance Program (EAP) for Fulton County residents is delivered through REAL Services, Inc., the Community Action agency that runs EAP for Fulton, St. Joseph, Elkhart, Kosciusko, and Marshall counties. EAP provides a one-time annual heating credit ($100–$625 for PY2026, plus up to $800 in winter crisis help) plus winter disconnection protection for households at or below 60% of the State Median Income (~$33,556/year for one person for program year 2027, which opens October 1, 2026), with a Crisis benefit for imminent disconnection. Apply online through IHCDA's LITT portal (opens October 1, 2026; linked from in.gov/ihcda) or REAL Services (800-225-3367 toll-free or 574-232-6501; IHCDA lists 574-223-7649 for Fulton County).

Fulton: EAP via REAL Services (Community Action), ≤60% SMI (~$33,556 single for program year 2027, from October 1, 2026).

People who qualify for one senior program often qualify for others. See everything you may qualify for — free, no SSN, about five minutes.

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What you'll need

  • Proof of all household income (past 30-90 days)
  • Recent heating/cooling bill
  • Proof of Fulton County / Indiana residency
  • Social Security numbers for all household members
  • Photo identification

Where to apply

Apply online: official application

By phone: 800-225-3367 or 574-232-6501

What to say when you call

"Hello, I'm calling to ask about Fulton County Energy Assistance Program (EAP) (Fulton County). I'd like to know whether I may qualify, what documents I need, and whether I can apply online, by mail, by phone, or in person. I understand I may need proof of all household income (past 30-90 days), recent heating/cooling bill, proof of Fulton County / Indiana residency — is anything else required? What is the best next step?"

Tip: have a pen ready, ask for the person's name, and write down any case or reference number they give you.

Renewals

annual

Official source →Last verified · September 26, 2026

Not sure if you qualify? Run a free check first.

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Not legal or financial advice. The agency makes the final eligibility decision.