How to apply for St. Joseph County Energy Assistance Program (EAP) — REAL Services (St. Joseph County) in Indiana

Who it's for

Indiana Energy Assistance Program (EAP) for St. Joseph County residents is delivered through REAL Services, the Area 2 Community Action / aging agency. EAP provides a one-time annual heating credit ($100–$625 for PY2026, plus up to $800 in winter crisis help) plus winter disconnection protection for households at or below 60% of the State Median Income (~$33,556/year for one person for program year 2027, which opens October 1, 2026). Apply online through IHCDA's LITT portal (opens October 1, 2026; linked from in.gov/ihcda) or REAL Services (574-232-6501 or toll-free 800-225-3367).

What you'll need

• Proof of all household income (past 30-90 days)
• Recent heating/cooling bill
• Proof of St. Joseph County / Indiana residency
• Social Security numbers for all household members
• Photo identification

Where to apply

What to say when you call

"Hello, I'm calling to ask about St. Joseph County Energy Assistance Program (EAP) — REAL Services (St. Joseph County). I'd like to know whether I may qualify, what documents I need, and whether I can apply online, by mail, by phone, or in person. I understand I may need proof of all household income (past 30-90 days), recent heating/cooling bill, proof of St. Joseph County / Indiana residency — is anything else required? What is the best next step?"

Tip: have a pen ready, ask for the person's name, and write down any case or reference number they give you.

Renewals

annual