How to apply for Homestead Property Tax Credit — Maryland

Who it's for

Maryland's Homestead Property Tax Credit limits how fast the taxable value of your main home can go up. Each year, the taxable assessment can rise no more than 10% for state tax, and many counties and towns set an even lower cap. You pay no property tax on any increase above the cap. There is no age or income limit, but the home must be your principal residence. You only need to apply once. Check SDAT's Real Property search to see if you already have the credit on file, and apply online if you do not.

What you'll need

• One-time SDAT Homestead Tax Credit application (online, or paper by mail or fax)
• Social Security number of each owner (asked on the application)
• Your property's address and county

Where to apply

What to say when you call

"Hello, I'm calling to ask about Homestead Property Tax Credit — Maryland. I'd like to know whether I may qualify, what documents I need, and whether I can apply online, by mail, by phone, or in person. I understand I may need one-time SDAT Homestead Tax Credit application (online, or paper by mail or fax), social Security number of each owner (asked on the application), your property's address and county — is anything else required? What is the best next step?"

Tip: have a pen ready, ask for the person's name, and write down any case or reference number they give you.

Step by step

1. Check whether the Homestead Property Tax Credit is already on file for your home through SDAT's Real Property search.
2. Make sure the home is your one principal residence. It cannot be a rental or vacation home.
3. Gather your property's address and county and the Social Security number for each owner.
4. Complete the one-time SDAT Homestead Tax Credit application online. If needed, call 1-866-650-8783 for help applying by phone.
5. Submit the application and keep any confirmation or notes for your records.

What to expect: After you apply, SDAT reviews your application and decides if you qualify. Processing times vary, so ask the agency if you want an estimate. You do not need to renew this credit. The credit only appears on your tax bill in years when your assessment rises faster than the cap, so in some years the credit may be $0.

Renewals

none