How to apply for Medicare Savings Program (Michigan) — QMB / SLMB / QI

Who it's for

Medicare Savings Programs help people with Medicare pay their Part B premium, and (for the QMB level) also deductibles, coinsurance, and copays. Michigan has three levels — QMB, SLMB, and ALMB/QI — with rising income limits. In 2026 the highest level (QI) reaches about $1,816/month for one person and $2,455/month for a couple; the asset limit is $9,950 for one person and $14,910 for a couple. Apply through MI Bridges or a local MDHHS office.

What you'll need

• Medicare card (proof of Part A)
• Proof of income
• Proof of assets / bank statements
• Proof of Michigan residency

Where to apply

What to say when you call

"Hello, I'm calling to ask about Medicare Savings Program (Michigan) — QMB / SLMB / QI. I'd like to know whether I may qualify, what documents I need, and whether I can apply online, by mail, by phone, or in person. I understand I may need medicare card (proof of Part A), proof of income, proof of assets / bank statements — is anything else required? What is the best next step?"

Tip: have a pen ready, ask for the person's name, and write down any case or reference number they give you.

Step by step

1. Gather your required documents: your Medicare card (proof of Part A enrollment), proof of income, proof of assets or recent bank statements, and proof of Michigan residency.
2. Check which level — QMB, SLMB, or QI — may fit your income. The QI level (the highest) reaches about $1,816 per month for one person or $2,455 per month for a couple in 2026, with an asset limit of $9,950 for one person or $14,910 for a couple. QMB and SLMB cut off at lower income amounts. A free MMAP/SHIP counselor can help you figure out which level fits your situation.
3. Choose how to apply: online through MI Bridges, or by calling Michigan MDHHS at 1-844-464-3447, or by visiting your local MDHHS office in person.
4. Complete the application by answering all questions about your income, assets, and household. Submit your documents along with the application.
5. Keep a copy of everything you submit, including any confirmation number or receipt you receive.

What to expect: After submitting, MDHHS will review your application and documents. Processing times vary, so contact MDHHS or call 1-844-464-3447 for an estimate on your case. If approved, the level of help you receive depends on which program you qualify for — QMB covers Part B premiums plus deductibles, coinsurance, and copays, while SLMB and QI cover the Part B premium only. Note: QMB enrollees should not be billed for Medicare-covered services. Coverage must be renewed every year, so watch for a renewal notice from MDHHS and respond promptly to avoid a gap in benefits. Keep in mind that Michigan's own published income table may be slightly lower than the 2026 federal figures until MDHHS posts its next update; a MMAP/SHIP counselor can help you understand the current limits.

Renewals

annual