How to apply for Medicare Savings Programs (QMB / SLMB / QI-1) — Missouri

Who it's for

Missouri's Medicare Savings Programs pay Medicare costs for people with limited income and assets. For 2026: QMB (monthly income up to $1,330 single / $1,804 couple) pays Part A and B premiums, deductibles, and coinsurance; SLMB (up to $1,596 / $2,164) and SLMB2/QI-1 (up to $1,796 / $2,435) pay the Part B premium. Countable resources must be $9,950 or less for one person or $14,910 for a couple. Apply with the short IM-1MSP form online, by mail, or at a Resource Center.

What you'll need

• IM-1MSP Medicare Savings Program application
• Medicare card
• Proof of income
• Bank statements / resource information

Where to apply

What to say when you call

"Hello, I'm calling to ask about Medicare Savings Programs (QMB / SLMB / QI-1) — Missouri. I'd like to know whether I may qualify, what documents I need, and whether I can apply online, by mail, by phone, or in person. I understand I may need iM-1MSP Medicare Savings Program application, medicare card, proof of income — is anything else required? What is the best next step?"

Tip: have a pen ready, ask for the person's name, and write down any case or reference number they give you.

Step by step

1. Gather your required documents: your Medicare card, proof of income, and bank statements or other resource information.
2. Complete the IM-1MSP Medicare Savings Program application form. You can fill it out online or request a copy to mail in or bring to a local Resource Center.
3. Choose how to submit your application — online, by mail, or in person at a Missouri Family Support Division Resource Center.
4. If you have questions or need help, call the Missouri Department of Social Services, Family Support Division at 1-855-373-4636.
5. After submitting, watch your mail for any requests for additional information and respond promptly to avoid delays.

What to expect: After you submit your IM-1MSP application, the Missouri Department of Social Services, Family Support Division will review your income, resources, and Medicare information to determine which program — QMB, SLMB, or QI-1 — you qualify for. Processing times vary, so contact the agency at 1-855-373-4636 for an estimate. If approved, you will receive a notice explaining your benefits. Because Missouri's Medicare Savings Programs require annual renewal, watch for a renewal notice each year and return it on time to keep your coverage without a gap.

Renewals

annual