How to apply for JACC — Jersey Assistance for Community Caregiving in New Jersey

Who it's for

JACC pays for in-home and community services so a New Jersey resident age 60 or older who needs a nursing-home level of care (help with at least three daily activities such as bathing, dressing, or toileting) can stay at home. Services can include home care, adult day health, chore help, home modifications, home-delivered meals, a personal emergency response system, respite care, medical equipment, and transportation, up to $1,090 a month plus care management. JACC is for people who are not on Medicaid. In 2026 monthly income must be $4,855 or less for one person ($6,582 for a couple) and countable assets $40,000 or less ($60,000 for a couple). A co-pay on a sliding scale may apply. Apply through your county Aging & Disability Resource Connection at 1-877-222-3737.

What you'll need

• Proof of age 60+ and New Jersey residency
• Proof of US citizenship or qualified immigration status
• Proof of all household income and countable assets
• Clinical assessment of nursing-home level of care (arranged through the ADRC)

Where to apply

What to say when you call

"Hello, I'm calling to ask about JACC — Jersey Assistance for Community Caregiving. I'd like to know whether I may qualify, what documents I need, and whether I can apply online, by mail, by phone, or in person. I understand I may need proof of age 60+ and New Jersey residency, proof of US citizenship or qualified immigration status, proof of all household income and countable assets — is anything else required? What is the best next step?"

Tip: have a pen ready, ask for the person's name, and write down any case or reference number they give you.

Step by step

1. Check basic fit for the program. You must be a New Jersey resident age 60 or older, not enrolled in Medicaid, NJ FamilyCare, or another state-funded program such as the Statewide Respite Care Program or PASP, and you must need nursing-home level of care with help with at least three daily activities.
2. Gather your documents. Get proof of age and New Jersey residency, proof of U.S. citizenship or qualified immigration status, and proof of all household income and countable assets.
3. Apply through your county Aging & Disability Resource Connection. Apply online or call 1-877-222-3737 to start the application.
4. Complete the clinical assessment arranged by the ADRC. This assessment checks whether you meet the nursing-home level of care requirement.
5. Provide any other information requested for your plan of care. Services are based on your assessed needs and available funding.
6. Watch for the final decision from the ADRC and the Division of Aging Services. They decide eligibility and which services can be approved.

What to expect: After you apply, the ADRC will review your information and arrange a clinical assessment. Processing times vary, so ask the agency for an estimate. A final decision is made by the ADRC and the Division of Aging Services based on your eligibility, your assessed plan of care, and available funding. If approved, you may have a co-pay on a sliding scale. JACC has an annual reassessment, so be ready to renew each year.

Renewals

annual reassessment