How to apply for Medicare Savings Programs (QMB/SLMB/QI) — Ohio

Who it's for

Ohio Medicare Savings Programs (QMB, SLMB, QI) pay Medicare Part B premiums and (for QMB) cost-sharing. Ohio uses the standard federal limits (2026, per medicare.gov): QMB ≤100% FPL (about $1,350/mo single, $1,824 couple), SLMB 100-120% FPL (about $1,616 / $2,184), QI 120-135% FPL (about $1,816 / $2,455). Ohio DID NOT eliminate the resource test like New York and Connecticut did in 2023 — federal asset limits still apply ($9,950 single / $14,910 couple, 2026). Apply via Ohio Benefits (benefits.ohio.gov) or at the local CDJFS.

What you'll need

• Medicare card
• Proof of Ohio residency
• Proof of all household income and resources

Where to apply

What to say when you call

"Hello, I'm calling to ask about Medicare Savings Programs (QMB/SLMB/QI) — Ohio. I'd like to know whether I may qualify, what documents I need, and whether I can apply online, by mail, by phone, or in person. I understand I may need medicare card, proof of Ohio residency, proof of all household income and resources — is anything else required? What is the best next step?"

Tip: have a pen ready, ask for the person's name, and write down any case or reference number they give you.

Step by step

1. Gather your Medicare card, proof of Ohio residency, and proof of all household income and resources.
2. Check that your income and resources may fit an Ohio Medicare Savings Program. Ohio still uses the federal asset limits, so resources are counted.
3. Apply online through Ohio Benefits or apply by phone at 1-844-640-6446.
4. Answer all questions about your household, income, and resources.
5. Submit your application and keep any confirmation or reference number you receive.
6. Watch for follow-up requests and provide any extra proof the agency asks for.

What to expect: After you apply, Ohio Medicaid reviews your information and may contact you for more documents or details. Processing times vary, so ask the agency for an estimate if needed. If approved, the program can help pay your Medicare Part B premium, and QMB can also help with Medicare cost-sharing. Coverage must be renewed every year.

Renewals

annual