How to apply for Medicare Savings Programs (QMB, SLMB, QI/SMF) in Oregon
Oregon Department of Human Services (ODHS), Aging and People with Disabilities
Who it's for
Medicare Savings Programs help people with Medicare Part A pay their Medicare costs. QMB pays Part A and Part B premiums, deductibles and co-insurance. SLMB and QI (called the SMF benefit in Oregon) pay the Part B premium. Monthly income limits from March 2026 through February 2027 are QMB $1,330 for one person or $1,804 for a couple, SLMB $1,596 or $2,164, and QI $1,796 or $2,435. There are no asset limits for these programs in Oregon. Apply at a local ODHS office, online at ONE.Oregon.gov, or by calling the ADRC at 1-855-673-2372.
Shown against the highest tier (QI/SMF); lower income qualifies for more help. You must have Medicare Part A. The SMF benefit has a yearly enrollment cap, and people who get any other Oregon Medicaid benefit cannot get SMF. ODHS makes the final decision, usually within 45 days.
People who qualify for one senior program often qualify for others. See everything you may qualify for — free, no SSN, about five minutes.
Discover my benefitsWhat you'll need
- Medicare card (showing Part A)
- Proof of income
Where to apply
Apply online: official application
By phone: 1-855-673-2372
What to say when you call
"Hello, I'm calling to ask about Medicare Savings Programs (QMB, SLMB, QI/SMF). I'd like to know whether I may qualify, what documents I need, and whether I can apply online, by mail, by phone, or in person. I understand I may need medicare card (showing Part A), proof of income — is anything else required? What is the best next step?"
Tip: have a pen ready, ask for the person's name, and write down any case or reference number they give you.
Step by step
- Make sure you have Medicare Part A. Lower income can qualify you for more help, and the income limits shown are for the highest tier, QI/SMF.
- Gather your Medicare card that shows Part A and proof of income.
- Choose how to apply: apply online, call 1-855-673-2372, or apply at a local ODHS office.
- Complete the application with your Medicare and income information.
- Submit your application and keep any confirmation or notes from your call or office visit.
What to expect: After you apply, ODHS reviews your information and makes the final decision, usually within 45 days. If approved, the program you qualify for depends on your income, and lower income may qualify for more help. The SMF benefit has a yearly enrollment cap, and people who get any other Oregon Medicaid benefit cannot get SMF. Renew coverage every year.
Renewals
annual
Not sure if you qualify? Run a free check first.
Discover my benefitsNot legal or financial advice. The agency makes the final eligibility decision.