How to apply for Medicare Savings Programs (QMB, SLMB, QI) in South Carolina

Who it's for

Medicare Savings Programs help people with Medicare Part A pay Medicare costs. QMB pays Medicare premiums, co-pays, and deductibles. SLMB and QI pay the Medicare Part B premium. South Carolina's monthly income limits (effective March 1, 2026) are QMB $1,330 / $1,804 (one person / couple), SLMB $1,596 / $2,164, and QI $1,796 / $2,435. Countable resources must be below $9,950 for one person or $14,910 for a couple. Apply online through Healthy Connections, by mail or fax, or at your local county office.

What you'll need

• Medicare card
• Proof of income
• Proof of resources (bank statements)

Where to apply

What to say when you call

"Hello, I'm calling to ask about Medicare Savings Programs (QMB, SLMB, QI). I'd like to know whether I may qualify, what documents I need, and whether I can apply online, by mail, by phone, or in person. I understand I may need medicare card, proof of income, proof of resources (bank statements) — is anything else required? What is the best next step?"

Tip: have a pen ready, ask for the person's name, and write down any case or reference number they give you.

Step by step

1. Make sure you have Medicare Part A. These programs help people with Medicare Part A pay Medicare costs.
2. Check the income and resource limits before you apply. The amounts shown are for the highest tier, QI. Lower income may qualify you for more help through QMB or SLMB.
3. Gather your Medicare card, proof of income, and proof of resources such as bank statements.
4. Apply through Healthy Connections online or apply by phone at 1-888-549-0820.
5. Answer all questions and provide the requested documents so South Carolina Department of Health and Human Services can review your application.
6. Ask for help if you are not sure which program fits your income. SCDHHS makes the final decision.

What to expect: After you apply, SCDHHS will review your information and decide whether you qualify for QMB, SLMB, or QI. QMB pays Medicare premiums, co-pays, and deductibles. SLMB and QI pay only the Medicare Part B premium and do not come with a Medicaid card. Processing times vary, so ask the agency for an estimate if needed. If approved, expect to renew your coverage each year.

Renewals

annual