How to apply for Medicare Savings Programs (QMB / SLMB / QI) — Virginia

Who it's for

Virginia's Medicare Savings Programs pay Medicare costs for people with limited income and assets. For 2026: QMB (monthly income up to $1,350 single / $1,824 couple) pays Part B premiums, deductibles, and coinsurance; SLMB (up to $1,616 / $2,184) and QI (up to $1,816 / $2,455) pay the Part B premium. Countable resources must be $9,950 or less for one person or $14,910 for a couple. Enrolling also brings automatic Extra Help with prescription drug costs. Apply through CommonHelp or the local Department of Social Services.

What you'll need

• Medicare card
• Proof of income
• Bank statements / resource information
• Social Security number

Where to apply

What to say when you call

"Hello, I'm calling to ask about Medicare Savings Programs (QMB / SLMB / QI) — Virginia. I'd like to know whether I may qualify, what documents I need, and whether I can apply online, by mail, by phone, or in person. I understand I may need medicare card, proof of income, bank statements / resource information — is anything else required? What is the best next step?"

Tip: have a pen ready, ask for the person's name, and write down any case or reference number they give you.

Step by step

1. Gather your required documents: your Medicare card, proof of income, recent bank statements or other resource information, and your Social Security number.
2. Check which Medicare Savings Program level fits your situation — QMB, SLMB, or QI — based on your monthly income and countable resources.
3. Choose how to apply: submit an application online through CommonHelp, call 1-855-242-8282, or visit your local Department of Social Services office.
4. Complete the application by providing your personal, income, and resource information along with your Medicare and Social Security details.
5. Submit your application and keep copies of everything you send in for your records.

What to expect: After submitting, the Virginia Department of Medical Assistance Services (DMAS) or your local Department of Social Services will review your application. Processing times vary, so contact the agency at 1-855-242-8282 for an estimate on your specific case. If approved, your program will cover Medicare costs based on the level you qualify for — QMB, SLMB, or QI — and you will automatically receive Extra Help with prescription drug costs. Coverage must be renewed every year, so watch for a renewal notice and respond promptly to avoid any gap in benefits.

Renewals

annual