How to apply for Medicare Savings Programs (QMB / SLMB / QI-1) — Washington

Who it's for

Washington's Medicare Savings Programs pay Medicare costs for people with limited income — and Washington has no asset test, so savings do not count. For 2026: QMB (monthly income up to $1,483 single / $2,004 couple, 110% of the poverty level) pays Part A and B premiums, deductibles, and copayments; SLMB (up to $1,616 / $2,185) and QI-1 (up to $1,855 / $2,510) pay the Part B premium. Enrolling also brings Extra Help with prescription costs. Apply at Washington Connection.

What you'll need

• Medicare card
• Proof of income

Where to apply

Step by step

1. Gather your Medicare card and proof of income before you start — having these ready will make the application faster.
2. Go to Washington Connection, the state's online benefits portal, to start your application.
3. Create an account or log in to Washington Connection if you already have one.
4. Complete the online application form, entering your personal, income, and Medicare information as prompted.
5. Upload or submit your Medicare card and proof of income documents when the application asks for them.
6. Submit your completed application through Washington Connection.

What to expect: After submitting, the Washington State Health Care Authority will review your application. Processing times vary, so contact the agency directly if you want an estimate of how long a decision may take. If approved, you will be enrolled in the Medicare Savings Program tier that matches your income — QMB, SLMB, or QI-1 — and you will also automatically qualify for Extra Help with prescription drug costs. Your coverage must be renewed every year, so watch for a renewal notice from the agency and respond promptly to avoid a gap in benefits.

Renewals

annual