How to apply for Medicare Savings Programs (QMB / SLMB / SLMB+) — Wisconsin

Who it's for

Wisconsin's Medicare Savings Programs pay Medicare costs for people with limited income. For 2026: QMB (monthly income up to $1,330 single / $1,803.33 couple) pays Part A and B premiums, deductibles, and copays; SLMB and SLMB+ (income to $1,596 / $2,164 and above) pay the Part B premium. Assets must be at or below $9,950 single / $14,910 couple. Enrolling also brings Extra Help with prescription costs. Apply at access.wi.gov or through the county ADRC.

What you'll need

• Medicare card
• Proof of income
• Proof of assets

Where to apply

What to say when you call

"Hello, I'm calling to ask about Medicare Savings Programs (QMB / SLMB / SLMB+) — Wisconsin. I'd like to know whether I may qualify, what documents I need, and whether I can apply online, by mail, by phone, or in person. I understand I may need medicare card, proof of income, proof of assets — is anything else required? What is the best next step?"

Tip: have a pen ready, ask for the person's name, and write down any case or reference number they give you.

Step by step

1. Gather your Medicare card, proof of income, and proof of assets before you start.
2. Check whether your monthly income and assets fall within the program limits. If your income is close to the SLMB limit, apply anyway — SLMB+ covers slightly higher incomes, and the income maintenance agency makes the final decision.
3. Choose how to apply: complete the application online at the Wisconsin ACCESS website, call 1-800-362-3002, or visit your local Aging and Disability Resource Center (ADRC) for in-person help.
4. Submit your application along with copies of all required documents — your Medicare card, proof of income, and proof of assets.
5. Respond promptly if the agency contacts you for additional information or verification.

What to expect: After submitting, the Wisconsin income maintenance agency will review your application and determine which tier — QMB, SLMB, or SLMB+ — you qualify for. Processing times vary, so contact the agency or your local ADRC for an estimate. If approved, your Medicare cost savings will begin based on your eligibility tier, and you will also be automatically connected to Extra Help with prescription drug costs. Coverage must be renewed every year, so watch for renewal notices from the agency and respond on time to avoid a gap in benefits.

Renewals

annual