Benefits · Healthcare
How to apply for Ascension Sacred Heart Bay Financial Assistance
Ascension Sacred Heart Bay — Ascension Health Florida market hospital; 323-bed acute-care hospital at 615 N Bonita Avenue, Panama City FL 32401; principal hospital safety net serving Bay County and the central Panhandle; sister facility to Ascension Sacred Heart Pensacola (566-bed regional tertiary referral center)
Who it's for
Ascension Sacred Heart Bay is a 323-bed acute-care hospital at 615 N Bonita Avenue in Panama City, serving Bay County and the central Panhandle. As an Ascension Health Florida affiliate, the hospital follows the Ascension system-wide Financial Assistance Policy: patients at or below 200% of the Federal Poverty Level (FPL) qualify for 100% free care for emergency and medically necessary services. Patients with documented income between 201% and 400% FPL receive partial discounts on a sliding-scale basis. The FAP applies to all emergency and medically necessary care including employed physician services and behavioral health. Patients are eligible for up to 100% financial assistance if they submit an application within 240 days of their first discharge bill — Florida law's standard charity care application window. Apply by calling Patient Financial Services or online via the Ascension Billing Florida portal. For tertiary, complex cardiac, or specialty care beyond Sacred Heart Bay's scope, patients may be referred to Ascension Sacred Heart Pensacola (566-bed tertiary referral) under the same Ascension system FAP. Sacred Heart Bay was rebuilt after Hurricane Michael (2018) and is the only acute-care hospital in Panama City following the hurricane.
Ascension Sacred Heart Bay uses the Ascension system standard: 0-200% FPL = 100% free care; 201-400% FPL = sliding-scale partial discounts. The modeled $31,200 income gate is the 200% FPL single-person 2026 threshold for the 100% tier; scales up by household size. Critical timing constraint: applications must be submitted within 240 days of the first discharge bill — Florida law's standard charity care window. Sacred Heart Bay was rebuilt after Hurricane Michael (2018) and is the principal acute-care hospital in Panama City; for tertiary care or complex cases, Ascension Sacred Heart Pensacola is the system referral destination. The Ascension FAP covers employed physician services and behavioral health alongside hospital services — a slightly broader scope than some peer hospital FAPs. Apply early in the bill cycle for the strongest chance of approval — sliding-scale partial discounts at the 201-400% FPL tier vary by case.
What you'll need
- Completed Ascension Financial Assistance Application (online or paper)
- Proof of household income (recent pay stubs, Social Security award letter, tax return, SSA-1099)
- Proof of family/household size
- Photo identification
- Documentation of insurance status (insurance denial letter, Medicaid denial, or proof of uninsured status)
- Application must be submitted within 240 days of first discharge bill
Where to apply
Apply online: official application
By phone: 866-869-9677
Renewals
per encounter; documentation refresh required for ongoing patients; 240-day window from first discharge bill
Not sure if you qualify? Run a free check first.
Find my benefitsNot legal or financial advice. The agency makes the final eligibility decision.
